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7 Questions with Jens Jennissen of Fairr.de

Veröffentlicht von admin@tochter

1. Who are you?

My name is Jens Jennissen and I am the founder of Fairr.de GmbH. Fairr.de offers savers innovative and transparent retirement solutions.

2. Which services do you sell and who are your competitors?

We currently offer one retirement product, the fairriester, with the aim of broadening the product line this year with one additional product and by entering the market for corporate pensions. The aim is to offer customers all the various tax wrappers for pensions in Germany with our products and through our platform.

There are obviously a lot of other pension products out there. However, the industry is still predominantly offline and simply does not focus on the customer. In that regard we are only ones who do.

3. How did you get your start-up idea and how did you finance your start-up?

We are three founders at fairr.de and we were all extremely frustrated with the existing pension products. There are intransparent, come with huge fees and are overly complex. So we decided to create a pension product that we wanted to buy. This is still the main guideline for all new products: do we want to buy this product? This helps us to create products that are focused on the customer from front to end.

We are financed by business angels from the industry and self-funded.

4. What were the biggest challenges in starting?

We are operating in a highly regulated industry. Our product as well as our company went through an extensive licensing process that took (by industry standards only) ten months. Afterwards you have limited influence on the product, which means that techniques such as minimum viable product do not really work. You have to get it right first time, which luckily we did.

5. What areas within FinTech do you personally find most interesting and why?

Obviously the pension space, after all that’s why we are in this market. But I personally find the intellectual and philosophical questions raised by cryptocurrencies fascinating.

6. What opportunities do you see for FinTech start-ups in the DACH region, and how can we help to accelerate it?

Financial service providers, especially in the DACH region, have neglected the customer’s need of the last 10-20 years. So there is huge opportunity to provide products and services that people need and want. As incumbents struggle with that new reality, I think we will see an increase in cooperation between start-ups and banks but also an increase in cooperation among fintech start-ups as the sector matures.

7. What tip would you like to give FinTech entrepreneurs in the region?

Build products that people actually need.

 

Newsletter, 14 February – 20 February 2015

Veröffentlicht von admin@tochter

Silicon Valley Bets on European Money-Transfer Companies / 100 Millionen US-Dollar für FinTech-Startup Worldremit

Silicon Valley is making big bets on European currency-transfer companies. London-based WorldRemit plans to announce on Wednesday it has raised $100 million in funding from investors including Silicon Valley-based Technology Crossover Ventures.

http://blogs.wsj.com/digits/2015/02/17/silicon-valley-bets-on-european-money-transfer-companies/

Lendstar collaborates with comdirect bank / Lendstar kooperiert mit der comdirect bank AG

Start-up und comdirect bank entwickeln eine P2P Finanz-App. Die Start-ups der FinTech-Szene bringen neue digitale Ideen in die Branche. Viele Banken beäugen diese Entwicklung kritisch. Doch es geht auch anders. Dass es eine funktionierende Zusammenarbeit geben kann, zeigen Lendstar und die comdirect bank AG.

http://socialmediaweek.org/hamburg/events/start-meets-bank-eine-neue-p2p-payment-losung-entsteht/

Last two days to apply for the Innotribe Startup Challenge 2015

Last two days to apply to the SWIFT Innotribe Startup Challenge! Innotribe is SWIFT’s innovation initiative that brings together highly qualified industry experts, angel  investors, venture capitalists, and global fintech and financial decision-makers.

http://innotribe.com/startup-challenge/

ayondo Partners with StockPulse to Deliver Sentiment Analysis for Its Clients

The latest move by social trading provider, ayondo, is to partner with a rapidly growing company focused on sentiment analysis.

http://forexmagnates.com/ayondo-partners-stockpulse-deliver-sentiment-analysis-clients/#sthash.4zmY3Uny.dpuf

Zapper partners with iKentoo and expands into Switzerland

Zapper, the mobile payments and digital marketing company, is announcing its expansion into Switzerland. The Swiss rollout is happening, in part, thanks to a new relationship with the Swiss start-up iKentoo.

http://www.startupticker.ch/en/news/february-2015/zapper-partners-with-ikentoo-and-expands-into-switzerland

Award winning Big Data Banking – Empower your bank (12. MÄRZ, 2015, Airport Club, Frankfurt)

Big Data gehört zu den vielversprechendsten Innovationen in der Finanzbranche seit dem Bitcoin: Aber was verbirgt sich dahinter? Die Pioniere im Bereich Online-Banking und Big Data Science werden all diese Fragen beantworten.

https://big-data-banking.com

Zurich plans FinTech Silicon Valley in Dübendorf / Zürcher Vorort Dübendorf soll zum Fintech-Silicon-Valley werden

Der geplante Innovationspark in Dübendorf soll ein Magnet für die besten Fintech-Startups der Welt werden. Das Vorhaben wird von der Zürcher Handelskammer angeschoben und von der UBS unterstützt.

http://www.finews.ch/news/banken/17440-ubs-fintech-multi-channel-digitalisierung-social-media-duebendorf-labor-innovation-neofinance-andreas-kubli-david-bruno

Frankfurt to setup the „Silicon Valley of Europe“? / Kommt der größte Startup-Inkubator Europas?

Auf 280.000 Quadratmetern soll Europas größtes Startup-Campus in Bad Vilbel nördlich von Frankfurt entstehen – sagt Jörg Peter Schultheis von JP Schultheis Investments.

http://www.it-finanzmagazin.de/silicon-valley-of-europe-kommt-der-groesste-startup-inkubator-europas-9714/

Fintech hits the headlines in Zurich and Lausanne

Several banks including UBS are planning a fintech-lab with start-ups in Zurich. L’Agefi reports about Innovaud’s fintech event, Christina Kehl from Swiss Finance Startups is interviewed by Swiss TV and Marc P. Bernegger identifies the opinion formers of the Swiss fintech scene. Our start-up press review.

http://www.startupticker.ch/en/news/february-2015/fintech-hits-the-headlines

Fidor Developer & Partner Day

München am 5. März Treffpunkt der „Banking-Piraten“: Fidor Bank AG bietet Fin-Tech-Developern Business-Ideen; Finanz-Apps für das Banking der Zukunft; Banklizenz per Schnittstelle“

https://www.eventbrite.com/e/fidor-developer-partner-day-tickets-15350507782?access=pirates

7 Questions with Michel Jacquemai (meetinvest AG)

Veröffentlicht von admin@tochter

1. Who are you?

meetinvest is a free financial social media platform that empowers retail investors with a toolkit to invest like a professional. meetinvest links individuals with like-minded people to exchange ideas, share experiences and connect on the topic of investing.

2. Which services do you sell and who are your competitors?

meetinvest services are for free. The toolkit provides our members with knowledge in a simplified way: what, how and when to invest like a professional. Specifically, this includes a stock selection tool screening 68,000 stocks worldwide (in 128 countries and 238 exchanges) and the identification of matching stocks based on a set criteria and strategy, including those of 14 gurus and more than 20 of their strategies. meetinvest also has a back-testing tool back to January 2000 to show hypothetical past performances of different strategies. Furthermore, meetinvest also provides a social media part for like minded individuals to connect and exchange ideas about investing, including on 800 bespoke investment topics from stocks to real estate, from art to coins, from watches to wine, from stamps to classic cars. Other somewhat similar services like Stockopedia who charge money are interesting platforms but target only the 1% professional market players out there. Our mantra is simplicity so we speak to the other 99% out there, and do this at no costs. The fact that you can’t trade through meetinvest demonstrates that our service is independent, as a user can do the trading with whomever he/she wants.

3. How did you get your start-up idea and how did you finance your start-up?

The company is privately funded by the two founders, Maria and Michel. Circa CHF 500’000 has been invested to date.

The idea came from a need of co-founder Maria. This is the story also displayed on our platform:

“…I recently reached a point in my life when I, like many others, started to think about investing. I’m no millionaire, but I’ve saved some money for a while now and I don’t want to lose it. I want to make my money work for me, but how do I know what, when, and how to do it? I’ve never considered myself a numbers person, but upon reflection I realized that we are all numbers people when it comes to our personal finances. So, I started by reading the financial section of my newspaper, and although it all sounded very impressive I didn’t understand much. Then, I bought some investment books, talked to friends, and even spoke with a few financial advisors. The problem was that most of the time the only answers I received were heavy on the financial jargon and light on simple practical explanations.

Going through the published works of the likes of Buffett, Templeton, and O’Neil you get a wealth of information, but it can be very daunting. Then I discovered Susan Levermann. She has been very successful as well, but she doesn’t sound as scary. In fact, she provides almost exactly what I’ve been looking for all this time: a how-to guide for investing myself. I brought my new find to Michel Jacquemai, a veteran of the financial industry and to whom I go for help. He is not easily impressed, but after going through the book, he too agreed with me that it is an easy and highly informative read.

We realized that this is not just something for me, but also for everyone out there with the desire to understand how investment experts pick the right stocks, and who want to share their experience with like-minded people. With this in mind, meetinvest.com, our content-filled financial social media platform, was born. We founded meetinvest on August 13th, 2014 and quickly grew from zero to a team of 20 plus highly enthusiastic programmers, financial analysts, quants, art directors, creatives, relationship managers, lawyers, and copy writers. Our international team consists of natives from Belgium, Brazil, Canada, Germany, Singapore, Spain, Switzerland, The Netherlands, Russia, Venezuela, United Kingdom and the United States. Together we have been working day and night to build the first global financial social media platform: meetinvest.com…”

 4. What were the biggest challenges in starting?

The biggest challenge was and still is convincing potential users that our services are for free. Most people who have an interest in meetinvest can’t believe that such a valuable toolkit is given out for free as there is the general perception that the financial industry does nothing without compensation. Hence a financial social media platform with such great useful tools at no cost is suspicious at first. Thankfully our increasing number of registered users confirms that we are convincing to them eventually. To further enhance our credibility we will soon showcase our live portfolios on our platform in which we’ve invested now more than USD 1 million of founders personal money since the launch of meetinvest to show that we really believe in the strategies we have on meetinvest.

5. What areas within FinTech do you personally find most interesting and why?

Clearly stock investing, as it requires more than “just” technology to create an attractive product alternative. Crowd lending for example, you basically create a platform cutting out the middleman and can be copied by literally everybody. For stock investing by FinTech you have to come up with something that really adds value beyond index funds investing which is what meetinvest does: A stock selection tool screening 68,000 stocks worldwide based on set criteria and strategies that have been very successful over many years.

6. What opportunities do you see for FinTech start-ups in the DACH region, and how can we help to accelerate it?

FinTech is not really bound to regions or countries. This trend is global and is disrupting the financial industry in many ways. If you think about how many things were made obsolete through smart phones (e.g. calculator, alarm clock, camera, notepad, email, GPS, etc.) you can only imagine what will happen to the financial sector.

Organizing such events can definitely spread the word and accelerate things.

7. What tip would you like to give FinTech entrepreneurs in the region?

Only invest time and money in things that make services 5-10x easier, faster, better for users. Else it might be a waste of money and time.

Newsletter, 07 February – 13 February 2015

Veröffentlicht von admin@tochter

German Startups Group invests in FinTech startups/ German Startups Group beteiligt sich an fünf weiteren Startups

Mit fünf neuen Investments will die German Startups Group ihre aktive Rolle in der Startup-Szene unterstreichen. Diesmal im Fokus: FinTech.

http://www.gruenderszene.de/allgemein/german-startups-group-fintech?utm_source=newsletter

Kreditech competitor Ferratum going for IPO / Kreditech-Konkurrent Ferratum geht an die Börse

FinTech boomt in der Startup-Szene, insbesondere bei Mikrokrediten. Mit dem finnischen Anbieter Ferratum geht heute der erste Anbieter an die Frankfurter Börse.

http://www.bloomberg.com/article/2014-11-07/anUVh4tC0p0A.html

#FinTech #Startups: just a week left to apply for the @Innotribe Challenge 2015!

Launched by SWIFT Innotribe, the Startup Challenge introduces the world’s brightest startups to highly qualified industry experts, banks and VCs. Startups from the D.A.CH FinTech community who were selected to present at the 2014 Challenge included FinTech Forum alumni BitBond, Moneymeets and Lendstar .  Apply here until 22 February 2015:

http://innotribe.com/startup-challenge/

Investment in fintech startups soars

Fintech firms around the world raised $6.8 billion in funding in 2014, a three-fold increase on the previous 12 months as the sector enjoyed a banner year that also saw its first IPOs and a host of startups joining the billion dollar club.

http://www.finextra.com/News/FullStory.aspx?newsitemid=26981

Contovista wins a big new customer segment with Finnova / Contovista erschliesst sich grosse, neue Kundengruppe

Die Finnova AG und das Fintech Startup Contovista AG gehen eine Partnerschaft ein, um den Finnova-Banken ein vielfältiges Personal Finance Management (PFM) zu bieten. Die Schwyzer Kantonalbank setzt als erste Finnova-Bank auf den neuen persönlichen Finanzassistenten von Contovista.

http://www.startupticker.ch/en/news/february-2015/contovista-erschliesst-sich-grosse-neue-kundengruppe

Swiss FinTech Startup eCollect shakes up debt collection business / Schweizer Fintech Startup mischt Inkasso-Branche auf

Inkasso-Unternehmen kommen ins Spiel, wenn unbezahlte Rechnungen doch noch bezahlt werden sollen. Das Startup ecollect bringt mit einem innovativen Ansatz und dem Einsatz selbst entwickelter Software nun frischen Wind in die traditionelle Dienstleistung.

http://www.startupticker.ch/en/news/february-2015/schweizer-fintech-start-up-mischt-inkasso-branche-auf

FN Fintech Focus: How much do banks spend on new tech investments?

…Of the total investment in IT in 2015, Celent estimates 75.4%, or $148.3 billion, will go to maintenance. This includes spending to keep up with new regulations, which primarily add to costs rather than revenues, the research firm says. That’s not necessarily bad news for fintech start-ups.

http://thetally.efinancialnews.com/2015/02/fn-fintech-focus-much-banks-spend-new-tech-investments/

The World’s Top 10 Most Innovative Companies of 2015 in Personal Finance

…FIDOR BANK For creating a social bank that leverages cutting-edge technology to respond to customer wishes. At first glance, Fidor seems crazy. It’s an online-only bank that would set the interest rates it paid on deposits according to the number of likes received on its Facebook page.

http://www.fastcompany.com/3041660/most-innovative-companies-2015/the-worlds-top-10-most-innovative-companies-of-2015-in-person#2_Fidor_Bank

Borro Gets $19M From Rocket Internet, OurCrowd To Expand Its Online Pawnshop For Luxury Goods

Borro, the U.S. and UK-based online platform that people borrow money and put up luxury items as collateral, is today announcing $19 million in new funding led by strategic investments from Israel’s OurCrowd and Berlin’s Rocket Internet.

http://techcrunch.com/2015/02/10/borro-19m/

Wirecard Announces Wearable Payments Developer Kit

Wirecard AG will be launching a software development kit (SDK) for wearable payment solutions by the end of February 2015. A dedicated developer portal will provide access to a range of programming interfaces (APIs), tools and simulators, which simplify the integration of payment functions into various different applications and devices ranging from wristbands and smart-watches to clothes.

http://www.prnewswire.co.uk/news-releases/wirecard-announces-wearable-payments-developer-kit-291368541.html

Bundesrat fordert Besserstellung von Crowdfunding und Genossenschaften im Kleinanlegerschutzgesetz

Der Bundesrat hat heute über die Empfehlungen der Ausschüsse abgestimmt. Dabei wurden die Empfehlungen des Wirtschaftsausschusses zu Social Media Werbung, zur Klarstellung bezüglich der Privatanleger, zur Erhöhung der 10.000 Euro Grenze pro Investor und zur Erhöhung der 1 Mio Euro Grenze pro Projekt verabschiedet, außerdem wurden weitere Ausnahmen für Genossenschaften und soziale Projekte im KASG eingeführt.

http://www.germancrowdfunding.net/2015/02/bundesrat-fordert-besserstellung-von-crowdfunding-und-genossenschaften-im-kleinanlegerschutzgesetz/

Bitcoin-Börse verschwindet mit Millionen der Anleger

Mit einem Schneeballsystem haben die Betreiber der Bitcoin-Börse Mycoin aus Hongkong Millionen eingesammelt. Nun sind sie mit dem Geld der Anleger getürmt.

http://www.gruenderszene.de/allgemein/mycoin-bitcoin-betrug?utm_source=newsletter

ayondo announces strategic hire

London – ayondo has announced the hiring of Ms. Peg Reed as senior vice president of business development. Ms. Reed’s experience in creating and migrating distribution streams of business for numerous organizations includes FX, CFDs, Spread Betting, Options and Binaries.

http://www.automatedtrader.net/news/at/153123/ayondo-announces-strategic-hire

Savetastic app takes top prize at banking hackathon in Dublin

An app that uses a customer’s banking information to offer savings on a range of items such as utility bills, travel and shopping, took the top prize at Ireland’s first dedicated banking hackathon.

http://www.irishtimes.com/business/technology/savetastic-app-takes-top-prize-at-banking-hackathon-in-dublin-1.2091244

Newsletter, 30 January – 06 February 2015

Veröffentlicht von admin@tochter

FinLeap incubates Billfront to enable quicker access to app developer revenues

The international FinTech company builder Finleap today announces the launch of BillFront Inc, a company that accelerates growth for app developers and publishers by providing faster and easier access to their revenues.

http://www.finextra.com/News/Announcement.aspx?pressreleaseid=58551

Polytech Ventures teams up with Temenos to launch first Swiss fintech incubator

Temenos (SIX: TEMN) and Polytech Ventures today announce the launch of Switzerland’s first fintech incubator: Fusion, the Swiss Fintech Factory. Fusion will be based out of premises in the heart of Geneva and will bring together fintech start-ups from all over the world.

http://www.temenos.com/en/news-and-events/news/20151/february/polytech-ventures-teams-up-with-temenos-to-launch-first-swiss-fintech-incubator/

7 Questions with Robert Abend, CEO of BörseGo / Co-Founder, Guidants

Who are you? I am Robert Abend, one of the founders of BörseGo AG. One of our many successful products is our platform Guidants, which we created in 2012…Guidants is a browser- and cloud-based investment and analysis platform for investors and traders to monitor, analyze and discuss the financial markets.

What central bankers think of Bitcoins / Frankfurter Konferenz zu digitalen Zahlungssystemen

Ein ehemaliger Student der ETH Zürich hat eine zweitägige Konferenz zu Bitcoin und anderen virtuellen Währungen organisiert. Dort stellte ein Zentralbanker die Idee vor, dass die amerikanische Notenbank Bitcoins emittiert – während ein Vertreter der Europäischen Zentralbank generell den Nutzen von digitalen Währungen bezweifelte.

http://www.nzz.ch/mehr/digital/international-workshop-p2p-financial-systems-1.18472270

SumUp partners with Berliner Sparkasse / Wann hebt Mobile Payment endlich ab? SumUp setzt auf den nächsten Partner

Der Deutsche hält am Bargeld fest. Das macht es den Mobile-Payment-Dienstleistern nicht leicht. Der Berliner Anbieter SumUp setzt nun auf eine Bank als Partner.

http://www.gruenderszene.de/allgemein/sumup-berliner-sparkasse

A different kind of FinTech event (March 30th – 31st 2015) @FinTechStage Milan

Registrations open for the ultimate FinTech conference, FinTechStage Milan 30-31 March 2015: http://fintechstage.com/conference/. Startups should not miss the FinTechStage crash course: negotiate term sheets, close deals, convince http://bit.ly/1Hr2Mqf .

Half of the world’s banks set to fall by the digital wayside – BBVA

Up to half of the world’s banks will disappear through the cracks opened up by digital disruption of the industry, forecasts BBVA chairman and CEO Francisco Gonzalez.

http://www.finextra.com/news/fullstory.aspx?newsitemid=26965

Bank branches will save banks from digital challengers – Botin

Banco Santander intends to use a combination of old-school bank branches and a $3 billion global IT budget to beat off competition from cash rich technology companies intent on invading its territory.

http://www.finextra.com/news/fullstory.aspx?newsitemid=26961

This is what the future of banking looks like / So sieht die Zukunft des Bankings aus

Konto eröffnen, Kredit beantragen, Geld anlegen – dafür gehen viele Kunden in eine Filiale. Dabei gibt es längst einfachere und bequemere Wege. Sechs Beispiele für die digitale Zukunft des Bankings.

http://www.welt.de/finanzen/verbraucher/article136945289/So-sieht-die-Zukunft-des-Bankings-aus.html

New FinTech Startups that everyone should know / Neue FinTech-Start-ups, die jeder kennen sollte

FinTech boomt. Fast jede Woche starten neue Unternehmen, neue Konzepte in diesem spannenden Segment. deutsche-startups.de präsentiert deswegen einmal eine Reihe ganz junger FinTech-Start-ups, die zuletzt, also in den vergangenen Wochen und Monaten, an den Start gegangen sind.

http://www.deutsche-startups.de/2015/02/05/fintech-startups-boom/

This is the problem Online Banking Account Number26 has with its card

Last week, the Berlin-based online bank account Number26 launched. According to the startup, it is Europe’s most modern checking account. While that may be the case for its iOS and android app, the plastic card that comes with it is not.

http://venturevillage.eu/this-is-the-problem-online-banking-account-number26-has-with-its-card

PayPal lays off staff in Germany / PayPal entlässt auch in Deutschland Mitarbeiter

Paypal spaltet sich von Ebay ab – nun müssen die ersten Mitarbeiter gehen. In Deutschland werden angeblich zehn Prozent der PayPal-Angestellten entlassen.

http://www.gruenderszene.de/allgemein/paypal-deutschland-mitarbeiter-entlassungen

Cashcloud Announces Good Results for 2014

A good year for cashcloud: the mobile e-wallet start-up based in Luxembourg achieved in 2014 an enormous increase in customer numbers, was improved with new important functions and received numerous awards.

http://www.prnewswire.co.uk/news-releases/cashcloud-announces-good-results-for-2014-290305131.html

7 Questions with Robert Abend, CEO of BörseGo AG and one of the founders of Guidants

Veröffentlicht von admin@tochter

1. Who are you?

I am Robert Abend, one of the founders of BörseGo AG. One of our many successful products is our platform Guidants, which we created in 2012.

2. Which services do you sell and who are your competitors?

Guidants is a browser- and cloud-based investment and analysis platform for investors and traders to monitor, analyze and discuss the financial markets. It is customizable and filters the flood of information according to what the users need for their trading and investment decisions – this allows for an extremely time-saving and target-oriented approach. Furthermore, over 100 industry experts are represented on Guidants with their own desktops and streams. Users can follow them and discuss their comments and analyses with the experts and other users. Thanks to our Guidants Mobile app all features are available on the go, too. And the basic version is entirely free of charge!

Our competitors are other providers of financial information, forums and news portals focusing on finance, different social media types and Social Trading.

3. How did you get your start-up idea and how did you finance your start-up?

Thanks to the internet everyone has access to basically limitless information. However, traders and investors certainly do not have time to spend hours researching for the piece of information they are looking for. We wanted to create a tool that enables users to be always up-to-date on anything that may influence their investment decisions. Furthermore, we wanted to provide users with a platform they can use to exchange views with other users and experts. And this is why we created Guidants.

Guidants was entirely funded by the founders.

4. What were the biggest challenges in starting?

The biggest challenge was to differentiate the features we wanted to provide on Guidants from the offering of existing portals such as our portal GodmodeTrader.

5. What areas within FinTech do you personally find most interesting and why?

Investment management and Big Data because our mission is to provide Guidants users with any piece of information they need for their investment decisions – always up-to-date and tailored to their individual needs.

6. What opportunities do you see for FinTech start-ups in the DACH region, and how can we help to accelerate it?

With the financial and technology sector being a highly dynamic industry, start-ups have the opportunity to incorporate new trends and offer brand-new business solutions. Since developments in the different markets often have an immediate effect on each other, start-ups should be able to network and exchange views on current and new developments. You could serve as a platform new and established business can use to discuss and support each other.

7. What tip would you like to give FinTech entrepreneurs in the region?

Keep an eye on current and future market trends and use the knowledge you gather from your observations to create a product that mirrors your customers’ needs.

Newsletter, 24 January – 30 January 2015

Veröffentlicht von admin@tochter

Highland Capital backs Finanzcheck

Highland Capital Partners Europe (HCPE) has invested more than €10m in credit comparison portal Finanzcheck.de. The capital injection will be used for further product development and marketing, as well as to finance a move to bigger offices in Q1 this year.

http://www.unquote.com/dach/official-record/2392262/highland-capital-backs-finanzcheck

Germany’s Traxpay, Kreditech, Fidor, Mambu and Guidants named to the FinTech50 2015 

Five startups from the Germany / D.A.CH region were among the FinTech City’s FinTech50 2015 list of “fifty hottest FinTechs in Europe”, announced at the launch event in London on 29th Jan.

http://www.fintechcity.com/the-fintech50-2015/4588027339

[Guidants is among the startups presenting at the 4th FinTech Forum event on 19th March, 2015. Register here for the few remaining places.]

Number26, a smartphone-only banking service, launches in Germany

Dubbed ‚the Simple for Europe‘, after the US-based banking startup now owned by Spanish Bank BBVA, online-only bank Number26 has begun taking deposits from pre-invited customers in Germany and Austria.

http://www.finextra.com/news/fullstory.aspx?newsitemid=26925

AutoScout24 and CashSentinel announce partnership

AutoScout24 and CashSentinel, the company commercializing an innovative mobile payment solution to facilitate and secure important financial transactions, entered into a partnership agreement to offer the CashSentinel service to AutoScout24 customers.

http://www.startupticker.ch/en/news/january-2015/partenariat-privilegie-entre-autoscout24-et-cashsentinel

Apply for the Innotribe StartupChallenge 2015: just a month to go!

FinTech Forum is a partner of the Innotribe StartupChallenge, which introduces fintech startups to top industry experts, VCs & bank decision-makers. BitBond, Moneymeets, Lendstar and Mambu were among the startups from the D.A.CH community selected to the 2014 challenge.

http://innotribe.com/competition/

MasterCard invites European startups to join Start Path programme

MasterCard is inviting innovative startups from across Europe to apply for the second edition of its Start Path Europe accelerator.

http://www.finextra.com/news/fullstory.aspx?newsitemid=26918

Cashcloud with positive results for 2014 / Cashcloud zieht positives Fazit für 2014

…Ziel für 2015: Größter Kundenzuwachs aller mobile eWallet-Anbieter Europas. Geschäftsführer Olaf Taupitz: „Ein gutes Jahr liegt hinter uns, ein sehr gutes vor uns!“

http://www.presseportal.de/pm/108428/2935526/cashcloud-zieht-positives-fazit-f-r-2014

The online-finance advice startup geldempfehlung.de started public beta-test

The digital consultation platform geldempfehlung.de has started the public beta-test in December 2014. The portfolio includes more than 40 different types of investments. Based on the questions and their answers, investors get advice on several forms of investment. With the next step the customer is proposed specific financial products.

https://mail.google.com/mail/u/0/#inbox/14b2d78b7b065169

Social Currency PayOrShare – Zahlen mit Reichweite oder mit Geld

Reichweite und Bekanntheit im Social Web werden zunehmend zur Währung. Nichts zeigt das deutlicher als neue Start-ups, deren Geschäftsmodell auf genau diese These setzt: Auch PayOrShare will das Teilen als Währung etablieren – und außerdem seinen Kunden den Paywall-Prozess abnehmen.

http://www.deutsche-startups.de/2015/01/28/payorshare-zahlen-mit-reichweite-oder-mit-geld/

Take the hassle out of splitting the bill with Payfriendz

Payfriendz allows you to transfer cash between friends using a slick new mobile app, so you don’t get lumbered paying for dinner all by yourself. Founded by Volker Breuer and Christian Ritosek with Howard Allen, they aim to make splitting the bill as easy as sending a WhatsApp message.

http://www.london24.com/news/business/take_the_hassle_out_of_splitting_the_bill_with_payfriendz_1_3932414

http://www.finextra.com/news/fullstory.aspx?newsitemid=26930

Banks set blockchain/Internet of Things challenges for SBC hackathon (13-15 Feb. in London)

The future of the blockchain and the use of the Internet of Things in financial markets are among the challenges set out by banks participating in the next Startupbootcamp hackathon in London.

http://www.finextra.com/news/fullstory.aspx?newsitemid=26930

Data sovereignty, access rights key regulatory issues for cloud services users: Mambu CEO

Financial firms of all sizes grapple with the challenge of demonstrating to regulators that they have appropriate controls in place to mitigate risks to their businesses. For financial firms operating from cloud-based platforms, data sovereignty and data access rights are increasingly emerging as key issues of regulatory compliance, one provider says.

http://www.fiercefinanceit.com/story/data-sovereignty-access-rights-key-regulatory-issues-cloud-services-users-p/2015-01-22

Pay with a Tweet gewinnt Aaron Keilhau als neuen Geschäftsführer

In den „Personalien“ gibt es Neuigkeiten zu Personalwechseln in Kurzform. Weniger wichtig sind diese Neuigkeiten deswegen aber nicht. Heute gibt es Personalnews bei Pay with a Tweet, mydays, tolingo und Co. John-Christopher Waack etwa verstärkt die Geschäftsführung von tolingo.

http://www.deutsche-startups.de/2015/01/27/zu-und-abgaenge-bei-pay-tweet-mydays-tolingo-und-co/

Newsletter, 17 January – 23 January 2015

Veröffentlicht von admin@tochter

Kreditech Gets $200M Credit Line To Fuel Its Big-Data Based Consumer Lending Business

The consumer finance startup that focuses on lending money to “unbanked” consumers with little or no credit rating…is getting a $200 million credit line from Victory Park Capital, one of the largest in the history of online lending services.

http://techcrunch.com/2015/01/22/kreditech-gets-200m-credit-line-to-fuel-its-big-data-based-consumer-lending-business/

[ Congratulations and all the best to Team Kreditech! Read one of our first Q&As with FinTech founders from Sep. 2013: 7 Questions with Sebastian Diemer, Founder & MD of Kreditech ]

Record Year for Fintech Investments

Boom in investments was particularly strong in Europe, where fintech companies raised $1.1 billion – nearly five times amount raised in 2013…In the US, fintech companies raised $3.29 billion through 162 deals last year, more than double the amount raised in 2013.

http://www.efinancialnews.com/story/2015-01-19/record-year-for-venture-capital-investment-in-fintech-firms-venturesource

[FinTech startups in Germany / D.A.CH raised over $175M in 2014: check out our funding map]

Erste Bank launches „George“: Online Banking modelled on Google and Facebook / Erste Bank und Sparkassen: Österreicher starten Banking als wäre es Google oder Facebook

Die digitale Revolution hat die Banken längst erreicht – in Österreich hat man daraus gelernt und geht mit “George” einen neuen Weg mit neuen Bezahlfunktionen, Überweisungen über soziale Netzwerke oder Finanzdienstleistungen im App-Format. George ist im Internet unter mygeorge.at zu finden.

http://www.it-finanzmagazin.de/erste-bank-und-sparkassen-oesterreich-startet-banking-als-waeren-es-google-oder-facebook-8480/

Fintura ist Finanzportal für den Mittelstand

Geldanlage: Fintura, ein neues Finanzportal des Mittelstands, ist zunächst rund um Stuttgart online gegangen. Der bundesweite Roll-out soll im zweiten Halbjahr 2015 erfolgen.

http://www.deutsche-startups.de/2015/01/22/fintura-somuchmore-lawyered-gastromatic-extrabed/

[Fintura is among the startups selected to present at the 4th FinTech Forum event on 19th March, 2015 in Frankfurt. Register here to apply for a place: http://www.fintechforum.de/]

vaamo macht die Geldanlage so einfach wie ein Tagesgeldkonto

Das FinTech-Start-up vaamo richtet sich an Privatanleger und will für diese die Geldanlage am Kapitalmarkt stark vereinfachen. Im Gründer-Kurzinterview spricht Gründer Yassir Hankin über Nullzinsen, Banken und Finanzdienstleister sowie den Massenmarkt der Tagesgeld- und Sparbuchsparer.

http://www.deutsche-startups.de/2015/01/20/vaamo-macht-die-geldanlage-kapitalmarkt-einfach-wie-ein-tagesgeldkonto/

Fidor Bank AG richtet Kapitalmarktstrategie neu aus

Um die Ziele der Zukunft erreichbar zu machen, müssen alle Rahmenparameter stimmen. Natürlich auch die Kapitalmarkt-Strategie.

http://www.dgap.de/dgap/News/corporate/fidor-bank-richtet-kapitalmarktstrategie-neu-aus

Dem gläsernen Schuldner im Netz auf der Spur

Das Unternehmen Kreditech durchleuchtet Kreditnehmer anhand ihrer Datenspuren im Internet. Binnen Sekunden kann so ein genaues Profil über die Bonität erstellt werden.

http://www.morgenpost.de/berlin-aktuell/startups/article136522615/Dem-glaesernen-Schuldner-im-Netz-auf-der-Spur.html

Die wichtigsten Investitionen des Jahres 2014

FinTech Startups Kreditech, Auxmoney, Spotcap  appear in the list of the most important funding rounds of 2014 published by deutsche startups.

http://www.deutsche-startups.de/2015/01/15/die-wichtigsten-investitionen-2014/

How are banks reacting to FinTech?

An analysis of the strategies being adopted by banks across the world to address FinTech.

https://medium.com/@avinashswamy/how-are-banks-reacting-to-fintech-891617c69321

Online & offline vernetzen – Banken sollten darüber sprechen… Angreifer setzen es um

Auf diesem Planeten ist dann alles möglich: Dem Kunden wird in beiden Dimensionen die bestmögliche Customer Experience auf seiner Customer Journey geboten. Was bedeutet das?

http://www.finance-it-blog.de/online-mobile/online-offline-vernetzen-banken-sollten-darueber-sprechen-angreifer-setzen-es-um/

Trend 2015: Banking without Banks

Während sich die Frösche auch dieses Jahr wieder einstimmig gegen die Trockenlegung des Teichs aussprachen, scheinen sich die Bankenvertreter einig zu sein, dass Bill Gates mit seiner Einschätzung “Banking is necessary, banks are not” danebenliegt.

http://www.creativeconstruction.de/lp/trends2015/banking-without-banks

TOTAL and Yapital Offer Payment by Smartphone at Petrol Stations

First European cashless cross-channel payment solution and TOTAL conclude cooperation agreement / Customers simply scan QR code and confirm amount / Rollout in TOTAL petrol station network in Germany to be completed by summer 2015.

http://www.prnewswire.com/news-releases/total-and-yapital-offer-payment-by-smartphone-at-petrol-stations-288510091.html

Wirecard demos HCE-based wearable payments band

The Wirecard Smart Band is set to be showcased by the technology and payment specialist through a user scenario at this year’s DLD15, which will be taking place in Munich from 18 to 20 January 2015 and is entitled „It’s Only The Beginning“.

http://www.finextra.com/news/announcement.aspx?pressreleaseid=58269

Comdirect will Ebase verkaufen – Arno Walter soll Chef werden – Kreise

Die Commerzbank hat einen neuen Chef für ihre Direktbanktochter Comdirect gefunden: Arno Walter, derzeit Bereichsvorstand Privat- und Geschäftskunden Süd-West, soll die Nachfolge des zum Jahresende ausgeschiedenen Thorsten Reitmeyer antreten, wie eine informierte Person sagte.

http://www.finanzen.net/nachricht/aktien/Comdirect-will-Ebase-verkaufen-Arno-Walter-soll-Chef-werden-Kreise-4127981

Die FinTech-Szene Hamburgs hat schon richtig losgelegt (Kreditech, Figo…)

Hamburg hat eine sehr lebendige Szene rund um Start-ups und die Digitalwirtschaft. Jeden Donnerstag um 14.00 Uhr veröffentlichen wir im #StartupTickerHamburg aktuelle News, Events, Fundstücke, Personalien… – sofern es uns denn auf den Schreibtisch flattert. Wir freuen uns über Input.

http://www.deutsche-startups.de/2015/01/15/die-fintech-szene-hamburgs-hat-schon-richtig-losgelegt/

Wirecard FY14 Prelim. Revenue Up 25%

Wirecard AG said Tuesday that according to preliminary figures, its fiscal year 2014 revenues rose 25% to EUR 600.8 million from 2013 revenue of EUR 481.7 million. . Preliminary earnings before interest, taxes, depreciation and amortisation grew by about 37% to EUR 173.0 million.

http://www.rttnews.com/2443861/wirecard-fy14-prelim-revenue-up-25.aspx?type=qf&utm_source=google&utm_campaign=sitemap

Newsletter, 10 January – 16 January 2015

Veröffentlicht von admin@tochter

Kreditech acquires Kontomierz from Poland

Kontomierz from Warsaw, founded in 2009 and employing 16 people, was acquired by Hamburg’s most known FinTech startup Kreditech for an undisclosed amount. With Kreditech’s help Konotmierz to expand to Brazil, Mexico, Spain and Russia.

http://venturevillage.eu/today-in-germany-pey-cloudrailatelier-blanchekreditech

SWIFT Innotribe opens its 2015 StartupChallenge for fintech startups 

Innotribe Startup Challenge introduces fintech startups to top industry experts, VCs & bank decision-makers. Apply now at http://innotribe.com/startup-challenge/

[FinTech Forum is a partner of the Innotribe Startup Challenge. Startups from the FinTech Forum community that got selected to Innotribe 2014 included BitBond , Moneymeets, Lendstar and Mambu]

How Pey Got 50 Merchants to Accept BTC and Create Hannover’s Bitcoin Boulevard

Pey aims to simplify over the counter Bitcoin transactions by using beacon technology at the cash register to suggest payment in bitcoins and to launch the user-preferred wallet service if desired.

http://cointelegraph.com/news/113271/how-pey-got-50-merchants-to-accept-btc-and-create-hannovers-bitcoin-boulevard

Correction: In our newsletter dated 9th January, we used an old news item related to cashcloud funding. The correct article is: cashcloud wins millions in latest funding round

“We started very successfully with our eWallet,” said Cashcloud Holdings AG chairman Sven Donhuysen, noting that his company’s eWallet offering won the Banking IT Innovation award this year in a category that included Yapital and PayPal.

http://www.paymenteye.com/2014/12/18/cashcloud-wins-millions-in-latest-funding-round/

ING-Diba-Chef: Digitalisierung zwingt Banken zu mehr Innovation

ING-Diba-Chef Roland Boekhout sieht in der Bankenbranche noch erheblichen Nachholbedarf in Sachen Digitalisierung. „Die Branche braucht bei neuen Services eine stärkere Trial-and-Error-Kultur: Wir brauchen mehr Bereitschaft, Dinge auszuprobieren“, sagte der Vorstandsvorsitzende von Europas größter Direktbank gegenüber dpa.

http://www.heise.de/newsticker/meldung/ING-Diba-Chef-Digitalisierung-zwingt-Banken-zu-mehr-Innovation-2515757.html

Moneyland.ch lanciert Suchmaschine für Bank- und Versicherungsprodukte

Der unabhängige Vergleichsdienst moneyland.ch lanciert eine neue Suchmaschine für Bank- und Versicherungsprodukte. Die Datenbasis bilden mehr als 1 Million analysierte Produkt- und Finanzdaten.

http://www.startupticker.ch/en/news/january-2015/moneyland-ch-lanciert-suchmaschine-fuer-bank-und-versicherungsprodukte#.VLbGl8ksaNo

Ginmon spart Zeit bei der Geldanlage

“Intelligente Geldanlage muss nicht viel Zeit kosten.” Bzw. “Intelligente Geldanlage kann bald jeder.”

http://www.deutsche-startups.de/2015/01/12/ginmon-spart-zeit-bei-der-geldanlage/

mamooble vereinfacht Gruppenzbezahlungen

Schon vor dem Startschuss hinterlassen viele Start-ups, die demnächst an den Start gehen wollen, erste Lebenszeichen im Netz. Alle diese Jungfirmen sammelt deutsche-startups.de im Start-up-Radar. So auch mamooble, eine Plattform für Gruppenbezahlungen.

http://www.deutsche-startups.de/2015/01/08/mamooble-vereinfacht-gruppenbezahlungen/

ayondo’s social trading platform opens doors for investors

Navigating financial markets can be a nightmare for beginners. However, retail investors who feel bogged down by confusing jargon and technical terminology can now find solace in the burgeoning world of social trading.

http://www.europeanceo.com/finance/ayondos-social-trading-platform-opens-doors-for-investors/

UBS enters partnership with BlueLion for corporate innovation

BlueLion has introduced a program to apply its start-up methodology to corporate innovation projects. The largest Swiss Bank UBS is the first to enter into a partnership with BlueLion and the „UBS Y“-think tank team has been working alongside startup teams in the incubator since the early summer.

http://www.startupticker.ch/en/news/january-2015/ubs-enters-partnership-with-bluelion-for-corporate-innovation

Ulster Bank runs hackathon to find ‚annoying‘ applications

Ulster Bank is to run two three-day hackathons in Dublin and Belfast in collaboration with Open Bank Project parent Tesobe.

http://www.finextra.com/News/FullStory.aspx?newsitemid=26874

Trend 2015: Banking without Banks

Banken haben vor dem Hintergrund verschärfter Regularien infolge der Finanzkrise mit einem Zusammenbruch der Eigenkapitalrendite zu kämpfen. Während sie noch mit der Sicherstellung der Compliance und damit erhöhten Kosten der Geschäftstätigkeit zu kämpfen haben, werden sie an allen Fronten von neuen, innovativen und flexiblen Playern ohne der Altlast von Legacy-Systemen in ihrem Kerngeschäft angegriffen, die ihnen auch noch die Einnahmenseite streitig machen.

http://www.creativeconstruction.de/lp/trends2015/banking-without-banks

Die FinTech-Startup – Szene in der Schweiz / Österreich

Kein anderes Land Europas ist auf den ersten Blick als „Hub“ für FinTech-Startups so geeignet, wie die Schweiz. In kaum einer größeren Volkswirtschaft der Welt hat der Bankensektor eine so herausragende Bedeutung mit den Großbanken UBS und Credit Suisse, den zahlreichen, namhaften Privatbanken wie Julius Bär, den Kantonalbanken, wie der ZKB und den Raiffeisenbanken.

http://bankstil.blogspot.de/2015/01/die-fintech-startup-szene-in-der-schweiz.html

http://bankstil.blogspot.de/2015/01/die-fintech-startup-szene-in-osterreich.html

Fidor Bank AG – Ripple & die Internationalisierung

Die Fidor Bank AG baut seine Marktstellung weiter aus und kündigte vor kurzem den Einstieg in den UK- und US-Markt an. Die erste echte Web 2.0 Bank Deutschlands mit zahlreichen Innovationspreisen ausgezeichnete Fidor Bank AG hat eine Vereinbarung unterschrieben, die den Start eines innovativen Banking-Angebots in den USA möglich macht und setzt somit die geplante internationale Geschäftsausrichtung fort.

http://boschert-consulting.com/fidor-bank-ag-ripple-die-internationalisierung/

Bitcoin Suisse AG expands its Bitcoin ATM network

Bitcoin Suisse already operates Bitcoin ATMs in Zurich, St. Gallen, Geneva and Lugano. The company has started the installation of second generation machines in these places. More ATMs will be placed in other major Swiss cities.

http://www.startupticker.ch/en/news/january-2015/bitcoin-suisse-ag-expands-its-bitcoin-atm-network

Sparkasse Bank Blocks All Bitcoin Related Bank Transfers

German bank Sparkasse is blocking any incoming and outgoing bank transfers related to cryptocurrency since a few days, Cryptoarticles reports.

https://www.cryptocoinsnews.com/sparkasse-bank-blocks-bitcoin-related-bank-transfers/

Erst Bitcoin, dann die Welt

Vielleicht startet 2025 ein Auto nicht mehr, wenn eine Ratenzahlung verpasst wird: Möglich würde dies durch smarte, von gewaltigen Online-Datenbanken gestützte Kaufverträge. Hinter der Idee steckt das Blockchain-Prinzip. Es könnte auch die Marktmacht der Großkonzerne brechen.

http://www.sueddeutsche.de/digital/blockchain-prinzip-erst-bitcoin-dann-die-welt-1.2272735

Kreditech Group Selects Tableau for Visual Analytics

Tableau Software DATA, -5.19% a global leader in rapid-fire, easy-to-use business analytics software, today announced that the Kreditech Group has selected its services for visual analytics.

http://www.marketwatch.com/story/kreditech-group-selects-tableau-for-visual-analytics-2015-01-12

Wirecard Supports Five by Five with mPOS Technology

Wirecard AG and Five by Five, Ltd. recently concluded a partnership agreement to implement an mPOS solution in the majority of EU countries, now launching in Croatia. As part of this strategic partnership, Wirecard will support Five by Five with innovative mPOS technology for the new AgentCASH mobile payment system.

http://www.prnewswire.co.uk/news-releases/wirecard-supports-five-by-five-with-mpos-technology-287887101.html

Wirecard is Teaming Up With Bank Mega (Indonesia) to Support Carrefour Indonesia

Wirecard, with its Indonesian subsidiary PT Prima Vista Solusi, and Bank Mega have joined forces to support Carrefour Indonesia with innovative Point-of-Sale (POS) solution and integrated payment capability. Customers in all Indonesian Carrefour retail stores can pay contactless with their NFC cards, credit cards or debit cards.

http://www.prnewswire.co.uk/news-releases/wirecard-is-teaming-up-successfully-with-bank-mega-to-support-carrefour-indonesia-288366681.html

Newsletter, 05 January – 09 January 2015

Veröffentlicht von admin@tochter

cashcloud wins millions in latest funding round

“We started very successfully with our eWallet,” said Cashcloud Holdings AG chairman Sven Donhuysen, noting that his company’s eWallet offering won the Banking IT Innovation award this year in a category that included Yapital and PayPal.

http://www.paymenteye.com/2014/12/18/cashcloud-wins-millions-in-latest-funding-round/

[Congratulations and best of luck to CashCloud, who presented at our 2nd event in May 2014. Also check out our analysis: 7 Facts about the record ~$175 M fintech funding in Germany / D.A.CH in 2014]

Web 2.0 bank Fidor to open US outpost; UK launch „in final stages“

Innovative German bank Fidor is preparing to launch in the US after signing a partnership agreement with an undisclosed local bank. Fidor says the move into the US is part of a global cross-border strategy that will see the Web 2.0-based bank push into other new territories across the EU and Bric countries „in the next few years“

http://www.finextra.com/news/fullstory.aspx?newsitemid=26853

FinTech Forum alumnus Xware42 selected to the third FinTech Innovation Lab, London

Xware42 presented at the 3rd FinTech Forum event in Nov. 2014. Its xPay platform is “one of the first of its kind to significantly simplify the process for managing income, expenditure and dealing with payment transactions for business and private customers.” Read the announcement as well as our 7 Questions with Thomas K. Koch, Co-Founder of Xware42.

main incubator investiert in Gini

Investition: Die Commerzbank-Tochter main incubator investiert gemeinsam mit den bisherigen Investoren, darunter T-Venture und Check24, in das Münchner Stat-up Gini (semantic document analysis)

http://www.eu-startups.com/2014/12/munich-based-gini-closes-series-a-financing-round-led-by-main-incubator/

PLDT, Rocket Internet forge joint venture for mobile payment solution

Philippine-based telecommunications provider PLDT and Rocket Internet, the German startup that focuses on emerging markets, have forged a global joint venture for a mobile payment service in the Q1 2015. Under a 50-50 joint venture, the duo will combine their corresponding payment platforms which use smartphones to enable cashless transactions.

http://www.thepaypers.com/mobile-payments/pldt-rocket-internet-forge-joint-venture-for-mobile-payment-solution/758017-16

etventure drängt mit FintechStars ins FinTech-Segment

FintechStars ergänzt das Portfolio von etventure. Geführt wird das Unternehmen, das Ende November gegründet wurde, von Gregor Puchalla, zuletzt Geschäftsführer von vwd netsolutions. Das Unternehmen soll sich als „Partner für Kunden und Investoren aus der Finanzbranche positionieren“.

http://www.deutsche-startups.de/2014/12/18/etventure-fintechstars/

Auf diese Start-ups setzt DvH Ventures bisher

Wenige Monate nach dem Start kann sich das Portfolio von DvH Ventures, ein Ableger des Medienhauses DvH Medien, bereits sehen lassen. Weitere sollen rasch folgen.

http://www.deutsche-startups.de/2014/12/19/dvh-ventures-startps/

Boombranche FinTech – Kooperation statt Disruption?

In einer achtteiligen Serie beleuchtet Gründerszene die Startup-Trends des vergangenen Jahres. Teil 3: Der FinTech-Boom und das späte Erwachen der Banken.

http://www.gruenderszene.de/allgemein/boombranche-fintech-2014

Consors Bank takes the lead with Meniga

Newly launched German bank Consors Bank (CB), born from France-based BNP Paribas’ German personal investment and online trading broker Cortal Consors SA, has entered the growing German retail-banking sector.

http://meniga.com/news-events/consors-bank-takes-lead-meniga/

SwissMetrics launches its big data metrics to monitor company credit risk

SwissMetrics GmbH, a FinTech start-up from Switzerland, is launching its introductory access to its secure SaaS platform. Users will now be able to utilise the power of big data and harness the strength of team collaboration in their daily credit risk monitoring.

http://www.startupticker.ch/en/news/december-2014/swissmetrics-launches-its-big-data-metrics-to-monitor-company-credit-risk

reBuy.de-Mitgründer Marcus Börner startet OptioPay

“OptioPay is aiming to become the leading software company for payment solutions in the area of salary and refunds. We are seeking experienced developers to help us build our product”.

http://www.deutsche-startups.de/2014/12/22/rebuy-de-mitgruender-marcus-boerner-startet-optiopay/

Elopay verschickt Geldbeträge

Mobil unter Freunden: Mit dem Ziel, das deutschen Venmo zu werden, ist jetzt Gründer Özkan Akkilic angetreten. Er hat das Berliner Start-up Elopay gelauncht und will damit erreichen, dass auch hierzulande kleine Geldbeträge zwischen Freunden per Smartphone überwiesen werden können.

http://www.deutsche-startups.de/2015/01/05/roadswelltraveled-frame-punk-elopay-gifbuch-trainadoo/

voola hilft bei der Suche nach dem passenden Investment

Schon vor dem Startschuss hinterlassen viele Start-ups, die demnächst an den Start gehen wollen, erste Lebenszeichen im Netz. Alle diese Jungfirmen sammelt deutsche-startups.de im Start-up-Radar. So auch voola, eine Suchmaschine für Finanzprodukte.

http://www.deutsche-startups.de/2015/01/06/voola-hilft-bei-der-suche-nach-dem-passenden-investment/

Gabriel treibt Finanzplattform für Start-Ups voran – Treffen

Bundeswirtschaftsminister Sigmar Gabriel (SPD) will mit Spitzenvertretern der deutschen Wirtschaft einen neuen Finanzmarkt für Start-Ups vorantreiben.

http://www.welt.de/newsticker/bloomberg/article135507262/Gabriel-treibt-Finanzplattform-fuer-Start-Ups-voran-Treffen.html

Das Ende vom Anfang des digitalen Wandels in der Finanzwelt

Der antike Philosoph Platon hatte einst die Schrift verdammt, weil sie die Gedächtniskunst austrocknen könne. Eine ähnliche Abneigung gegen Veränderungen konnte, wer wollte, bei manchem Banker noch vor drei Jahren erkennen, wenn man sie auf die neuen digitalen Geschäftsmöglichkeiten des Internets ansprach. Da wurden allenfalls Risiken gesehen, selten aber Chancen, um die notwendige Runderneuerung des Finanzsystems auf ein neues technisches und kulturelles Fundament zu stellen.

http://www.wsj.de/nachrichten/SB12265722269804043990704580344513857073800

Banken verlieren Geld bei Bezahlkarten

Mit Bezahlkarten Geld zu verdienen, könnte für Banken künftig schwieriger werden. Grund ist die neue europaweite Deckelung von Kreditkartengebühren bei Einkäufen von bisher 1,3 auf nur noch 0,3 Prozent und von 0,3 auf 0,2 Prozent des Umsatzes bei EC-Karten. Diese Gebührenverordnung hat die Europäische Union Ende Dezember beschlossen.

http://www.springerprofessional.de/banken-verlieren-geld-bei-bezahlkarten/5523268.html

Germany Update: Founder Institute Launches in Frankfurt & Paymentandbanking.com Chooses Kreditech as FinTech Startup of 2014

Paymentandbanking.com named Hamburg-based Kreditech  as the FinTech Startup of 2014. The jury explains its choice noting  Kreditech “obvious disruption and, unfortunately, one of the few German FinTech startups that has substantial foreign investment.” Kreditech applies big data to score the creditworthiness of customers.

http://www.crowdfundinsider.com/2015/01/60669-germany-update-founder-institute-launches-frankfurt-paymentandbanking-com-chooses-kreditech-fintech-startup-2014/

Jonas Piela: Dieser Berliner Gründer landete auf der aktuellen Forbes-Liste

Das US-Magazin Forbes hat wieder die „30 Under 30“ in verschiedenen Bereichen gekürt. Mit dabei: Jonas Piela, Gründer des Berliner Banking-Startups Avuba.

http://www.gruenderszene.de/allgemein/30-under-30-forbes-avuba-jonas-piela