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Newsletter, 29 October – 04 November 2016

Veröffentlicht von admin@tochter

Vienna’s Ixolit invests in FinTech-Startup b4payment

Das IT-Unternehmen Ixolit investiert eine sechsstellige Summe in b4payment und eröffnet damit die neue Finanzierungsrunde des FinTech-Startups. Der Investor unterstützt das junge Unternehmen nicht nur monetär, sondern auch durch die Einbindung in sein eigenes Payment Gateway Ixopay.

Congratulations to b4payment, which presented at the 5^th FinTech Forum (Vienna, June 2015) and 7^th FinTech Forum (Frankfurt, Apr. 2016)

German fintech Cringle raises €800 000 on crowdfunding site Companisto

Cringle, a German fintech company developing a mobile application for money transfers, has raised €800 000 from 1487 investors on the German equity crowdfunding site Companisto.

City of Zürich invests in non-profit offering microcredit to founders

Die Stadt Zürich unterstützt die Non-Profit-Organisation GO! Ziel selbstständig für die nächsten vier Jahre mit 850‘000 Franken. Der Verein bietet seit 2009 Beratung und den Zugang zu Mikrokrediten bis maximal 40’000 Franken für Personen, die sich selbstständig machen wollen.

Final line-up: 8^th FinTech Forum / 3^rd anniversary edition on 10^th Nov. 2016

The final line-up of the startups selected for FinTech Forum’s 3^rd anniversary edition is announced, and we crunched the numbers for the 200+ startups that have taken part at our 11 events so far, as well as the funding and deal trends 2016 YTD– learn more and register!

Deutsche Bank opens its data store to external software developers

Deutsche Bank is giving ambitious software developers from Germany and abroad the opportunity to create digital solutions for bank clients that go far beyond traditional financial services. The address developer.db.com provides access to the Bank’s proprietary development environment, allowing programmers to test their ideas for digital services of the future.

Berlin fintech startup Spotcap launches in UK

Spotcap, a Rocket Internet fintech startup, is launching in the UK after it raised €31.5 million earlier this year to fuel its growth.

Friendsurance touches down in Australia

A European disruptor arrives in Australia to offer friendly peer-to-peer (P2P) insurance products and cash-back bonus to claims-free customers.

Swiss railway operator to sell Bitcoin at ticket machines

Travelers on Switzerland’s railways will soon be able to buy Bitcoin at more than 1000 ticket machines.

How peer-to-peer payment app Cookies imploded

Only a couple of months after the official launch, German startup Cookies announced on its blog that it is filing for bankruptcy.

Groenen verlässt massUp und will eigenen Versicherer gründen

Dominik Groenen nimmt beim InsurTech-Unternehmen massUp seinen Hut: Der Mitgründer des Unternehmens werde operativ nicht weiter für das Unternehmen tätig sein und sich ab dem 1. November neuen Aufgaben widmen, heißt es in einer Mitteilung des StartUps.

Crowdhouse unter den drei Finalisten des NZZ Real Estate Trend Radars

Zum zweiten Mal werden an den NZZ Real Estate Days Innovationen aus der Immobilienwirtschaft ausgezeichnet. Dies Jahr gehört die Crowdfunding Plattform crowdhouse zu den Finalisten.

Wirecard and awinta Agree Collaboration for Payment Solutions at Pharmacy POS

Wirecard, the leading payment service provider, and awinta, the market leader for pharmacy software in the German healthcare industry, are collaborating on payment solutions at the POS (Point of Sale): Wirecard is to provide hardware, processing and credit card acceptance to awinta and will additionally assume responsibility for payment processing as an acquirer.

Switzerland looks to ease rules for fintech firms

As Switzerland bids to catch up with fintech leaders such as London, the council – a seven member group that serves as the country’s collective head of government – has set out a three point plan designed to reduce barriers to market entry and increase legal certainty.

Germany’s real estate finds comfort in the crowd

For Hermann Tecklenburg, head of a family-run construction firm in western Germany, the country’s property boom was double-edged: while orders kept growing, he ran out of cash to back loans for new projects, prompting him to look for alternatives.

EXCELLENCE in DIGITAL FINANCE | 24th – 25th November 2016 | Vienna, Austria

Participants will explore the ultimate trends in the Digital Age, the next big breakthroughs that should be expected from the fintech world, while meeting the brilliant minds in the industry and expand business networks.

Why next wave of ‚robo‘ advice will be much bigger deal

Henry Ford famously said „if I had asked people what they wanted, they would have said ‚faster horses'“. In essence, people are really bad at thinking about things that don’t already exist.

Große Ehrfurcht vor den großen Versicherungen!?

Grundsätzlich liegen die Interessen von Digital Health Start-ups und Krankenversicherungen gar nicht so weit auseinander und der Wille zur Kooperation ist von beiden Seiten groß. Schließlich können beide voneinander profitieren. Bestimmte Voraussetzungen müssen dabei erfüllt sein.

Passend zum Weltspartag: 5 Alternativen zum Sparbuch

Früher hieß das: Sparschwein leeren und die gesammelten Münzen aufs Sparbuch bringen. Zur Belohnung gab es für Kinder noch ein Stofftier oder Malbuch, die Zinsen waren dabei eher Nebensache. Diese Zeiten sind längst vorbei. Und bei den Banken gibt es im besten Fall Nullzinsen.

3 Anzeichen dafür, dass Fintech salonfähig wird

Fintechs bewegen sich irgendwo zwischen Disruption und Anpassung. Die jüngsten Entwicklungen zeigen vor allem eins: Sie werden erwachsen.

Fintech firms making inroads with consumers

More than half of all banking customers have turned to fintech startups to cater for their financial needs, according to a global survey by Capgemini. But despite the considerable momentum enjoyed by niche providers, overall trust remains a key barrier to more widespread adoption.

Trending: RegTech Reality Check, Blockchain Bandwagon, and IBM’s New Wallet

Deloitte recently asked what we should make of regtech in a new report titled, “RegTech is the new FinTech: How agile regulatory technology is helping firms better understand and manage their risks.”To the extent that regtech represents technologies, strategies, and solutions designed to help firms better meet regulatory obligations, remain compliant, and/or secure their processes, there may be less new here than meets the eye.

Newsletter, 22 October – 28 October 2016

Veröffentlicht von admin@tochter

Countdown to 8^th FinTech Forum – the third anniversary edition!

With just 10 days to go, it is time to check out the (almost final) line-up of startups selected to present at the 8th FinTech Forum. Given that this our „3rd anniversary edition“, we also did some quick stock taking: Of the ~200 startups that have been on stage across 7 FinTech Forum events and 4 FinTech Forum On Tour events till date, more than 30 have won investors (based on disclosed / public information only).

Aevi Completes €30m Capital Increase

Aevi, a Paderborn, Germany-based provider of global payment transactions and a marketplace for B2B apps and services, completed a €30m capital increase. Backers included global private equity investor Adveq, which secured a €10m investment, and Dutch investor HPE Growth Capital, which provided the initial tranche of €20m in May 2016.

PostFinance invests in Luzern-based Fintech Tilbago

Am 24. Oktober 2016 lanciert das Tilbago seine gleichnamige Software für die Abwicklung von Betreibungsbegehren. PostFinance hat eine Minderheitsbeteiligung an der Tilbago AG erworben und verknüpft die Lösung mit ihrem Debitorenmanagement-Tool PostFinance Smart Business.

Quantoz listed as one of 50 emerging fintech stars in KPMG and H2 Ventures FinTech 100 report

The financial services industry is facing a wave of digital disruption that is starting to reshape the sector. The Fintech 100 celebrates the top companies this bold new space: the 50 leading established players creating change within financial services, and 50 of the emerging fintech stars of tomorrow.

Congratulations to Quantoz, which presented at the 5^th FinTech Forum (Vienna / Jun. 2015) and the 6^th FinTech Forum (Frankfurt, Nov. 2015). Among other startups from Germany / D.A.CH are Kreditech, Spotcap, Knip, PAIR Finance and solarisBank.

F10 selects ten Startups for the accelerator program

Ten startups have been selected for the F10 Prototype to Product program. The companies come from all over the world but there are also some Swiss startups that have been chosen including Futurae, Lendity, Sonect, Vesgoo and Wealth Initiative.

China emerges as fintech powerhouse as UK dominance weakens

The UK’s position at the centre of the fintech world is under threat as its top companies become overshadowed by Chinese giants, a new report from KPMG and H2 Ventures suggests. UK firms occupy 13 places in the annual Fintech 100 report, behind only the US but down on the 18 they held in 2015.

SumUp Launches Air Register

One year after bringing its e-commerce technology to the U.S., SumUp is launching Air Register, giving mPOS software providers an all-in-one hardware solution to offer customers. Air Register enables merchants to accept chip and magnetic stripe cards as well as contactless payments from Apple Pay and Android Pay.

Payment Startup Sumup turns profitable

Das Berliner Fintech SumUp soll seit Juli profitabel wirtschaften. Mitgründer Marc-Alexander Christ erklärt, wie das möglich wurde. Einige Fragen bleiben aber offen.

The Drama after the Hype – Cookies goes insolvent

Schnelles Aus nach einem großen Hype? Die Payment-App Cookies hat Insolvenz angemeldet. Es gab Streit im Management, eine Finanzierung platzte.

Zinspilot mediates 1 Bn Euro in Deposits

Sparer haben über Zinspilot in nur 13 Monaten eine Milliarde Euro in Tages- und Festgeldanlagen investiert. Weltweit konnte noch kein anderes Fintech im Geldanlagebereich diesen Meilenstein in so kurzer Zeit erreichen. Mit seinem Anlegerservice Zinspilot verhilft das Hamburger Fintech-Unternehmen Deposit Solutions Anlegern zu deutlich höheren Zinserträgen auf ihre Tages- und Festgeldeinlagen.

Paydirekt – how is it going for the Paypal-competitor of German banks?

Die Pläne waren groß: Mit einem Bezahldienst wollten die deutschen Banken und Sparkassen dem amerikanischen Paypal die Stirn bieten. Doch schon zum Start von Paydirekt gab es Probleme, weil die reichweitenstarken Sparkassen nicht vollständig mit dabei waren.

Crowd-funding finds fanbase in Germany property market

Post Brexit: Bondora Plans European Office in Germany Instead of London

Estonian p2p lending marketplace Bondora will open a new European office in Germany, saying that post brexit London is no longer attractive as a Fintech hub. Bondora formerly planned to move to London but stopped the plan after the brexit vote. ‘There is too much uncertainty, the UK lost its attractiveness as a fintech hub’ explains Bondora CEO Pärtel Tomberg the decision.

Pay-App Circle: „Wir sind nur 120 Leute mit Macbooks“

Eine App zum Geldüberweisen? Das sei nur der Anfang, sagt Circle-Gründer Jeremy Allaire. Und erklärt, was er auf Basis der Blockchain-Technologie erreichen will. Eine App zum Geldüberweisen? Das sei nur der Anfang, sagt Circle-Gründer Jeremy Allaire. Und erklärt, was er auf Basis der Blockchain-Technologie erreichen will.

Wirecard and Premier Tax Free Agree Global Collaboration in the Field of Value Added Services

…Wirecard, one of the leading suppliers of electronic payment and risk management solutions, and Premier Tax Free, a company in the Fintrax Group and a leading supplier in the field of tax free services, have joined forces to offer merchants even more alternatives and greater flexibility.

Fit & Proper Training für FinTech Start-ups (DVFA Finanzakademie)

Ziel der Fit & Proper Regulierung ist es aus Sicht der Marktaufsicht zu verhindern, dass nicht geeignete Personen Leitungsfunktionen bei Finanzdienstleistern einneh- men. Es geht dabei um Risiken, die sich aus Unkenntnis der Finanzmärkte ergeben.

6 Gründe, warum die Blockchain das Frankenstein-Finanzwesen ablöst

Die Blockchain-Technologie könnte die Welt verändern, sagen die Autoren Don und Alex Tapscott. In ihrem Buch erklären sie, wie das gehen soll.

Swiss Fintech Innovations and Swiss Finance Startups to work closer together

Several organisations are active in the Fintech field. Two of them are now announcing a closer collaboration. As a first step they will join their working group on application programming interfaces (API) standards. More projects will follow.

Newsletter, 15 October – 21 October 2016

Veröffentlicht von admin@tochter

32nd Floor invests again in 123Makler.de

32nd Floor, die Beteiligungsgesellschaft der Skjerven Group, investiert erneut in den Maklervergleich 123Makler.de. Im Zuge der Pre-Serie- A-Finanzierung steigt auch der ProSiebenSat.1 Accelerator in das junge Unternehmen ein.

main incubator invests again in Grover

Die Commerzbank-Tochter main incubator investiert im Rahmen einer Asset-Finanzierung erneut in Grover, eine Plattform, auf der Onliner Gadgets, Smartphones und Notebooks gegen eine monatliche Gebühr ausleihen können.

Zug-based InsurTech Startup Anivo wins international investors

Das Zuger Versicherungs-Startup Anivo hat zwei internationale Investorengruppen aus Deutschland und den Niederlanden angelockt. Die neuen Partner ermöglichen dem Unternehmen die starke Nachfrage im Kollektivgeschäft und B2B-Bereich zu bedienen. Zudem nimmt der Rückversicherungsexperte Luc Albert einen Sitz im Verwaltungsrat.

Bezahlt is a new German invoice financing startup from the founder of Kreditech

… Bezahlt.de, which, along with Diemer, counts numerous other ex-Kreditech employees as part of its founding team, is taking aim at the German ‘factoring’ market…Bezahlt is backed to the tune of €3.5 million with a mixture of equity and debt. Investors include Point Nine Capital, Fly.vc, German Startup Group, La Famiglia, Michael Brehm, Heiko Hubertz, Raffael Johnen (CEO Auxmoney), Marcus Börner (CEO Optiopay), and a number of unnamed banks.

Countdown to the 8^th FinTech Forum (10^th Nov. 2016)

Among the startups selected to present at this “3^rd anniversary edition” of the event series, which started in 2013, are “the first white-label online platform for D&O, Crime, Cyber insurance brokers”, “democratizing real estate investments”, “First Internet Trading Platform for physically delivered metal” etc.

Munich Re Enters Another Digital Distribution Partnership (with Simplesurance)

Munich Re has agreed to partner with Simplesurance, a Berlin-based distributor of cross selling software.The new partnership follows recent deals by the reinsurer with on-demand insurance startups Trov and Slice Labs. Both companies allow policyholders to insure personal items, homes and automobiles at the push of a button.

M-payment start up PEY selects Telefonica for global M2M

German mobile payments start-up PEY has selected Telefonica Deutschland to provide global M2M services. Under the agreement, PEY uses Telefonica Deutschland’s GlobalSim solution for its mobile payment terminals that use Bitcoin technology for payments via smartphones. Users download the PEY app, register themselves, give banking details and can top up the PEY wallet with Bitcoins.

Leading European Insurers test Blockchain Technologies

Bitcoin hat die Blockchain-Technologie einst verbreitet, nun wollen auch die Versicherer einsteigen. Mittels einer Initiative wollen die europäischen Marktführer die Technik testen. Es könnte die Branche revolutionieren.

Companisto’s New Venture Loan AMG Sicherheittechnik Gains Momentum with Crowd

AMG Sicherheitstechnik, a German-based company with 12 years of experience in counseling and sales and over 50,000 clients worldwide, has launched the burglar chasing system branded Alarmtab.

Sanostro collaborates with Avaloq (for forex robo advice)

Zurich based fintech startup, Sanostro, has teamed up with Avaloq to provide scalable foreign exchange robo-advisory solutions to Avaloq’s customers. Avaloq’s clients will be able to implement foreign exchange hedging signals from Sanostro directly into their wealth management and treasury systems.

ZUGFeRD: Run my Accounts lanciert E-Rechnung der Zukunft

Run my Accounts ist der erste Schweizer Buchhaltungs-Software-Anbieter, der das E-Rechnungs-Format ZUGFeRD anbieten kann. Ab heute können unsere Kunden den Versand solcher E-Rechnungen bei uns beantragen.

European Fintech Alliance has first outing at Deutsche Bourse

The European Fintech Alliance, established in Berlin early this summer, has been set up with the aim of represent the interests of startups in the political arena and to build bridges between policy-makers and regulators at European level.

InsurTech Rising

Europe’s largest InsurTech showcase event, will bring together over 400 key players shaping the InsurTech sector, from insurers and innovators to tech providers and investors. See over 50 InsurTechs demo as part of an exciting agenda built around business challenges and innovative solutions; discover what the future holds for insurance from leaders at the cutting edge; gain insight into where the InsurTech is heading and the areas attracting most investment.

FinTech Forum community members may register with a 10% discount: FKN2483TF.

Crowdfunding – Die ultimative Infografik

Crowdfundig ist längst eine etablierte Finanzierungsform in Deutschland. Nun gibt es eine spannende und informative Infografik rund um das Thema Crowdfundig, die wir hier vorstellen.

New Finextra paper explores impact of robo on wealth management

On the face of it, the fintech story resonates very strongly in the wealth management business. Established players face revenue and cost challenges and are being squeezed by regulatory pressure on one side and increasingly demanding customers on the other. They have also fallen behind in the technology stakes, just at a time when the coming generation of investors is more tech-savvy than ever.

The bank of the future will be invisible – KPMG

By 2030, technology will have made banks and banking invisible to customers, hidden by Siri-like personal assistants that cull data from our connected lives to fulfil daily personal and financial obligations, claims KPMG.

finews.ch Wins German Media Award

Switzerland’s leading financial website finews.ch claimed the top spot in the prestigious Comdirect «Finanzblog Awards 2016» in Germany. The editorial team is pleased about the international recognition of its work. The jury was impressed by the strong connectedness in the social web.

Newsletter, 08 October – 14 October 2016

Veröffentlicht von admin@tochter

Banking-App Kontist gets 2 mn euros more

Kontist sammelt bereits vor dem Launch weitere Millionen ein. Die Idee des Berliner Startups: Ein N26 für Freelancer und Gründer zu entwickeln.

Investment for Factoring Start-up FundFlow

Der High-Tech Gründerfonds investiert in das Online-Factoring-Portal FundFlow. Das Berlier Fintech-Start-up kauft Forderungen von kleinen Unternehmen und Freelancern auf und ermöglicht es ihnen damit, kurzfristige Liquiditätsengpässe zu überbrücken.

Berlin based FinTech Startup Bitbond receives BaFin Licence

Bitbond received its own licence by German financial regulator BaFin as the first blockchain based financial services provider. The Startup from Berlin connects small business owners who need a loan with investors and uses the bitcoin blockchain for payment processing.

Congratulations to Bitbond, who presented at the 2^nd FinTech Forum (May 2014). Read our 7 Questions with Radoslav Albrecht, Founder of Bitbond.

Check out the startups at the 8^th FinTech Forum (10^th Nov. 2016)- our 3^rd anniversary edition

Selected startups include players addressing “car financing and leasing”, a “Tinder for Insurance Customers”, “Cyber Security, Risk & Compliance as a Services”. The “3^rd anniversary edition” of FinTech Forum (which organized its first event in Nov. 2013) will also include our presentation #3YFTF, summarizing rise of Germany from an also-ran to the top of the European FinTech league.

UBS is launching its own ‚robo-advisor‘ to bring wealth management down market

UBS SmartWealth will provide real-time financial advice, telling people where to put their money based on goals, means, and attitude to risk.

Munich Re Forms Another Meaningful Tech Partnership In Simplesurance Agreement

Munich Re Digital Partners continues to gather affiliates in a new partnership with Simplesurance, a Berlin-based technology company that enables businesses to cross-sell insurance policies for other products.

Kreditech, Smava among the FinTech firms in the Tech Tour Growth 50.

The organisation claims the Tech Tour Growth 50 companies have created over 8, 000 high-tech jobs, attracted over $3.5 billion of investment and have an estimated combined valuation of $14.2 billion.

Compared to 2015, the composition of the list has changed significantly in terms of vertical, with ‘B2C eCommerce’ dropping in importance (from 50% to 30%) and FinTech – unsurprisingly – coming up strongly.

SolarisBank to develop new banking modules with MasterCard

Banking-as-a-service platform solarisBank has entered a strategic agreement with MasterCard to use the card scheme’s global infrastructure to develop new payments modules for digital startups.

Weltbank ohne Banklizenz – die abenteuerliche Story des Fintech-Unternehmers Michael G.

Michael Gastauer weiß, was finanzstarke Investoren wünschen. Und er bedient es in Perfektion. Es ist ein handverlesenes Publikum, das der Fintech-Unternehmer am vergangenen Freitag ins Berliner Adlon geladen hat.

Kontist – worth millions even before start

Für Banken sind Selbständige, Freelancer, Gründer und alle, die nicht in Festanstellung arbeiten, häufig uninteressant. Dieser Zielgruppe bietet Kontist eine Banking-App speziell für Selbstständige. Mit dieser Ausrichtung macht dass Start-up dem finnischen Holvi Konkurrenz.

Warum immer mehr Startups Schulden kaufen

In den Factoring-Markt drängen mehr und mehr Anbieter. Das Berliner Startup Fundflow wird nun vom HTGF unterstützt. Auch Sebastian Diemer mischt im Markt mit.

Roboter übernehmen Kontrolle bei Geldanlagen

Elektronenhirne übernehmen die Kontrolle, und das zum Wohl der Menschen. Ganz so weit ist es zwar noch nicht. Doch Künstliche Intelligenz dringt in immer mehr Bereiche des täglichen Lebens vor. Jüngste Beispiel: Sparen und Vermögensaufbau.

Was treibt diese Bank neuerdings in Startup-Kreisen?

Banken fassen zunehmend Fuß in Startup-Communitys – und zwar mit Angeboten, die über das klassische Banking hinausgehen. Welche Motivation steckt dahinter?

Newsletter, 01 October – 07 October 2016

Veröffentlicht von admin@tochter

Creathor Venture invests millions in iFunded real estate crowdfunding platform

Creathor Venture, one of Europe’s leading venture capital firms, invests a seven digit amount in a pre-Series A round in iFunded.de, a German real estate crowdinvesting platform.

Lendstar raises multi-million euros

Nicht genannte Investoren und die Altgesellschafter – darunter DvH Ventures – investieren einen siebenstelligen Betrag in die P2P-App Lendstar. “Es ist uns nicht nur gelungen, ein erfolgreiches Produkt am Markt zu positionieren und Marktführer in Deutschland zu werden, sondern auch ein funktionierendes Geschäftsmodell zu etablieren.

Congratulations to Lendstar, an alumnus of the 1^st FinTech Forum (Nov. 2013) and 7^th FTF (Apr. 2016).

Rocket’s GFC invests in new lending platform Innolend

Den gleichen Gedanken verfolgt das Berliner Startup Innolend – allerdings mit einem anderen Geschäftsmodell. Dafür hat das 2016 gegründete Unternehmen nun eine Seed-Finanzierung in unbekannter Höhe von dem Rocket-Fonds Global Founders Capital erhalten.

ADIB partners with Fidor Bank for UAE digital first

Abu Dhabi Islamic Bank (ADIB) has teamed with German new entrant Fidor Bank on a digital platform pitched at Millennial consumers. The partnership will see the creation of a community digital bank, set to open for business in ‘the upcoming months’.

Die zweifelhafte Geschichte des Fintech-Einhorns WB21

Bekommt Berlin ein neues Einhorn? Vor nicht einmal einer Woche hat das Fintech WB21 angekündigt, seine Europa-Zentrale wegen des Brexits von London nach Berlin zu verlegen. 20 Mitarbeiter wechseln von der Themse an die Spree, dazu sollen 200 neue Jobs entstehen.

Seif Awards: For Fintech

Carbon Delta is an environmental fintech startup that produces equity research focusing on identifying and analysing the climate change resilience of publicly traded Companies.

New Crowdlending Platform for Real Estate

SwissLending, a new player within the FinTech ecosystem and the first crowdfunding platform in Switzerland specializing in loans for real estate professionals, is officially launched this week in Geneva.

BLKB arbeitet mit Fintech-Startup Advanon zusammen

Die Basellandschaftliche Kantonalbank erweitert ihr digitales Angebot für Unternehmen und lanciert heute gemeinsam mit Advanon den Online-Marktplatz KMUcash. Auf KMUcash.ch können Unternehmen aus der Schweiz offene Debitoren-Rechnungen durch Investoren vorfinanzieren lassen und so rasch ihre Liquiditätssituation verbessern.

Muume – informieren, shoppen, bezahlen!

„Wir werden in Deutschland ein starkes Netzwerk mit Partnern aufgebaut haben, über die wir unsere Leistungen anbieten. Zudem werden wir noch in dem einen oder anderen außereuropäischen Markt tätig sein“, sagt Daniel Gradenegger von Muume. Hierfür schloss das FinTech-Unternehmen unlängst eine Series A-Runde ab.

Firstwire: Wider den Investmentbankern

Das Kölner Fintech-Start-up Firstwire verlässt den Stealth-Mode. Ab sofort sollen Käufer und Verkäufer des Kreditmarktes auf den Anruf beim Geldvermittler verzichten und in Echtzeit Gebote auf dem webbasierten Marktplatz handeln.

Alles rund um das Rechnungswesen mit axinio erledigen

Rechnungswesen: Unter dem Namen axinio betreibt David Merz in Karlsruhe eine onlinebasierte Rechnungssoftware für KMU, Selbständige und Freiberufler. „Der Schwerpunkt liegt auf der Automatisierung und Vereinfachung der meisten Prozessabläufe sowie Berücksichtigung der nicht technikaffinen Nutzer.

Ehemaliger mBank-Chef Michal Panowicz wird CPIO beim FinTech Kreditech in Hamburg

Michal Panowicz (ehem. Chef der polnischen mBank) unterstützt das Hamburger FinTech Kreditech als CPIO (Chief Product and Information Officer). Auf der neu geschaffenen Funktion des CPIO wird er für die Produkt- und Technologieabteilungen verantwortlich sein. In der Branche ist Panowicz als „Vorreiter für digitales Banking“ bekannt und kann auf eine fast 20-jährige Erfolgsbilanz im Bereich Finanzdienstleistungen und Technologie zurückblicken.

Savedo gewinnt Senior-Banker Björn Jüngerkes als Chief Operating Officer

Savedo, der erste internationale Online-Finanzmarktplatz für Sparanlagen im EU-Ausland, hat Björn Jüngerkes in sein Führungsteam berufen. Er wird in seiner neuen Position als Chief Operating Officer Prozessoptimierungen vorantreiben, sowie die Erweiterung des Produktangebots und die Integration von weiteren externen Partnern mit Savedo verantworten.

Miles & More Accepts Wirecard’s Mobile Payment Solution in Lufthansa WorldShop Stores

The Wirecard Group is to enable Miles & More GmbH to accept Alipay barcode payments in their Lufthansa WorldShop stores via the new ‚Scan Alipay‘ iOS app. Alipay is China’s most popular mobile payment solution… Wirecard will provide Alipay acceptance and process the entire payment transaction within the framework of this partnership.

BlackFin Capital Partners launches €120 million Europe focused FinTech venture fund

Responding to a growing market opportunity, BlackFin Capital Partners is launching a new venture fund, focusing on FinTech opportunities across Europe.

Check24 investiert mit Check24 Ventures nun in Start-ups

Der Vergleichsdienst Check24 startet Check24 Ventures. Der Fokus des brandneuen Venture-Capital-Fonds liegt auf Early-Stage- und Growth-Investments. Zwischen 10 und 20 Investitionen will der neue Fonds tätigen. Bis zu 10 Millionen pro Unternehmen sind möglich.

So bezahlst Du in Sekundenschnelle per Kreditkarte

Die Kassiererin in einem Kölner Lidl-Supermarkt stutzt. Gerade hat der Kunde die vierstellige Geheimzahl eingegeben, die Kasse druckt die Quittung aus. Jetzt greift sie zum Kartenlesegerät und will dem Kunden Karte und Quittung reichen, so wie sie das normalerweise jeden Tag Dutzende Male tut. Nur dass in dem Gerät keine Karte steckt. „Wie haben Sie das jetzt gemacht?“

‘Naïve’ investment strategies need to be challenged

Robo-advice firm Scalable Capital has berated traditional strategies on investment, claiming the “naïve” idea about risk and reward leads to extremely poor outcomes for clients.

Banken und Finanzmarkt-Unternehmen setzen auf schnellen Einsatz von Blockchains

Die neue IBM-Studie „Leading the Pack in Blockchain Banking: Trailblazers Set the Pace“ basiert auf einer Befragung von 200 globalen Banken. Eine zweite neue IBM-Studie, „Blockchain Rewires Financial Markets: Trailblazers Take the Lead“ basiert auf einer Befragung von 200 globalen Finanzmarkt-Institutionen.

German banks prep sale of Concardis payments JV – Reuters

A group of German banks are looking to sell their Concardis payments unit in a deal that could be worth up to EUR500 million, according to Reuters.

SIX bids to build centre of gravity for Swiss startups

Swiss financial infrastructure provider SIX Group is to open up its F10 incubator and accelerator as an independent association for Swiss financial firms as it sifts through 120 applications for its next cohort of startups.

Registration is open for the Swiss Fintech Award

The Swiss Fintech Award 2017 was launched yesterday at an event in Zurich. This year the prize will be awarded in three different categories. The best ten startups can again participate in a fintech boot camp and a speed dating event with all jury members.

Two Fintech Startup Weekends to disrupt finance

Two Fintech Startup Weekend are just around the corner. The first starts this Friday at the Fintech Fusion Accelerator in Geneva. The second is due in one week at the F10 Six Fintech Incubator in Zurich. Entrepreneurs with a business idea in the fintech field should seize these opportunities to disrupt finance and create their startups.

7 Questions with Felix Röscheisen, co-founder of Werthstein

Veröffentlicht von admin@tochter

1. Who are you?

My name is Felix Röscheisen and I am a co-founder of Werthstein – a digital Wealth Manager with a strong media flavour.

2. Which services do you sell and who are your competitors?

Werthstein provides both journalistic information and portfolio management on a single platform. This allows our clients to think about investments purely on the level of investment ideas without having to worry about how to make an idea investable – we do that for our clients. It dramatically simplifies investing. The Werthstein Institute, an independent panel of senior economists and investment professionals, creates these investment ideas and we produce professional articles and videos to explain them. Our main competitor is traditional Private Banking.

3. How did you get your start-up idea and how did you finance your start-up?

All of us have many years experience in Private Banking and we were frustrated by the inefficiencies of having to transport investment ideas and proper portfolio management through many organisational layers and hundreds of sales people to clients – it is just very difficult to control what clients really experience in this model. There had to be a direct-to-consumer way of doing this. We want to give our clients excellent investment ideas and information of highest journalistic quality. So one catch-phrase in our early development phase was “The Economist with a trading button”. We are currently financed by private individuals.

4. What were the biggest challenges in starting?

A key challenge was assembling a panel of undoubtedly renowned experts for our Werthstein Institute. We want our clients to have access to the best economists and investment professionals, and establishing a first-class expert panel was therefore crucial for us. In addition to that, taking all the necessary regulatory hurdles is of course quite some effort in terms of hours worked, money spent and paper consumed – but it is the easier part because there are clear guidelines.

5. What areas within FinTech do you personally find most interesting and why?

There are many interesting ideas in FinTech and for example, both Blockchain and RegTech promise to address huge inefficiencies in the way banks operate today. While in both those cases FinTechs will probably help banks improve their business, there are other areas in which FinTechs have the potential to make a better job than the incumbent banks in one of their core businesses – and Digital Wealth Management is one of them.

6. What opportunities do you see for FinTech start-ups in the DACH region, and how can we help to accelerate it?

At Werthstein we have a very international mindset and don’t limit our thinking to the DACH region. At least throughout Europe, the opportunities are very similar while the way of addressing them in local markets may be different. The situation in Europe, the US and emerging markets is very different, but our approach can be adapted to all those markets. Specifically in emerging markets we have identified a great need for financial education, so we have developed some ideas specifically for these markets.

7. What tip would you like to give FinTech entrepreneurs?

Banks will not be the same in ten years. This is a time of huge opportunities. If you spot a great idea, go for it now!

Newsletter, 24 September – 30 September 2016

Veröffentlicht von admin@tochter

German fintech firm Smava scores $34 million to bolster its credit comparison business

German fintech pioneer Smava has raised $34 million in fresh funding. The Berlin-based company, which has been around for nearly a decade, has raised the round from Runa Capital, Verdane Capital, mojo.capital and prior backers such as Earlybird.

IDnow Secures Several Million Euros in Series A Funding

IDnow, a Munich, Germany-based provider of identification and eSigning solutions in Europe, secured several million Euros in Series A funding. Backers included Seventure, BayBG Bayerische Beteiligungsgesellschaft, and business angels.

The company intends to use the funds for the European expansion and the further development of the identification and eSigning platform.

German insurance giant Allianz invests in online wealth manager MoneyFarm

Allianz has taken an undisclosed minority stake in Italian digital wealth manager MoneyFarm as it seeks to keep track of the fintech sector. MoneyFarm, founded in Milan in 2011, gives people access to low-cost wealth management services online. It is one of a number of so-called „robo advisors“ — digital services to help people invest and manage their money.

Line-up of startups for 8^th FinTech Forum (10^th Nov. 2016) announced

The startups include firms offering “A Tinder for Insurance customers”, “All your car financing & leasing at your fingertips”, “Cyber Security, Risk Management und Compliance as a Service” etc. Having launched as the first community for FinTech in Continental Europe in Nov. 2013, this is the “3^rd Anniversary Edition” and the seats are limited!

Singapore Startup WB21 to Leave London for Berlin After Brexit

WB21, which launched late last year as a payment service provider, said it would create 200 jobs in Berlin that were initially slated for London…Three months after the vote, six companies have decided to move operations to Berlin, besides WB21, said Stefan Franzke, head of Berlin Partner, the agency that runs the London office. Among them are real-estate investment platform BrickVest Ltd, web-design company MBJ London Ltd., and finance firm Swissbank Ltd., he said.

Raisin is the First European Investment Fintech to reach EUR 1.7 billion as the 20th Partner Bank joins

Just 5 months after becoming the first European Fintech in the investment area to reach 1 billion Euro, Raisin proudly announces to have reached more than EUR 1.7 billion in invested volume. As of today and thanks to the availability of its platform across the entire European Union, over 50.000 customers have trusted Raisin and invested this milestone amount with Raisin’s partner banks.

Commerzbank partners Wirecard to offer financing to e-commerce merchants

The Wirecard Group, a leading supplier of electronic payment and risk management solutions, has entered into a partnership with Commerzbank AG. Wirecard enlarges the portfolio of Commerzbank with easy to integrate online payment solutions for e-commerce, as well as risk management.

Deutsche Bank opens digital factory in bid to become tech firm

As part of its effort to become a „technology company“, Deutsche Bank has opened a digital factory in Frankfurt to house 400 staffers – as well as fintech startups – working on products and services for the mobile age.

Sibos Day 2: Are robo-advisors the ultimate provider of financial choice?

In a session called Enabling the Investment Management’s Next Era: The Rise of the Robo-Adviser, we heard from Nicolas Mackel, CEO of Luxembourg House of FinTech, Matteo Cassina from Saxo Bank, Edward D. S. Glyn from Calastone, Michael Mellinghoff from Techfluence, Silvan Schumacher from Swanest and Paolo Sironi from IBM.

SaaS Anbieter Bilendo hilft Unternehmen im Mahnwesen

Bilendo wurde im April 2015 von Markus Haggenmiller, Jakob Beyer und Florian Kappert mit Sitz in München gegründet. Bilendo ist ein B2B SaaS Anbieter zur Optimierung der Liquidität von Unternehmen und Automatisierung des gesamten Mahnwesens.

Robo-Adviser Growney bietet Geldanlage für Privatkunden

Mit Growney ist in Berlin ein neuer Robo-Adviser online gegangen. Das Unternehmen bietet eine einfache, renditestarke und kostengünstige Geldanlage für Privatkunden an. Growney bietet fünf Anlagestrategien mit dem Namen grow20, grow30, grow50,grow70 und grow100.

Im Stealth-Mode startet Sebastian Diemer ein neues Fintech

Sebastian Diemer ist nicht für leise Töne bekannt. Als er nach seinem Abgang bei Kreditech im Frühjahr neue Projekte anstieß, suchte er die Öffentlichkeit. Im Fokus stand sein Flugrechte-Startup Wirkaufendeinenflug, dort ist er Gründungsinvestor.

Candis – vom Bankathon-Sieger zum richtigen Start-up

„Heutzutage laufen Backoffice-Prozesse meist manuell oder softwaregestützt ab, jedoch nicht automatisiert. Candis erledigt diese Prozesse durch Künstliche Intelligenz und Machine Learning“, sagt Candis-Mitgründer Christian Ritosek. Das Start-up startete einst auf dem Bankathon.

Knip setzt auf europäische FinTech-Kooperation

Knip setzt auf neutralen Tarifvergleich. Dazu arbeitet der digitale Versicherungsbroker ab sofort mit dem niederländischen Softwarehaus Komparu zusammen. Komparu ist auf Vergleichssoftware spezialisiert.

Bafin warnt vor mobilem Bezahldienst

Die Aufsichtsbehörde weist darauf hin, dass Kunden vor dem Kauf der Aktie der Infin Innovative Finance AG genau hinschauen sollten. Es besteht der dringende Verdacht der Marktmanipulation bei dem Wertpapier…Die Behörde hat Anhaltspunkte dafür, dass im Rahmen der Kaufempfehlungen für die Aktien des ehemals unter dem Namen Cashcloud AG bekannten Unternehmens unrichtige oder irreführende Angaben gemacht werden.

InsurTech – Millionenspiel ohne echte Disruption

In mehrere InsurTech-Start-ups flossen zuletzt gewaltige Summe. Allein Clark, FinanceFox und Friendsurance sammelten zuletzt zusammen rund über 50 Millionen Euro ein. Alle Firmen haben eine Gemeinsamkeit: Die Unternehmen setzen im Versicherungsvertrieb an. Disruption sieht anders aus.

The Wayra Global Call is open. APPLY NOW!

Wayra Deutschland, the accelerator of Telefonica Open Future_ is pleased to announce that our Global Call is open now. In the next 30 days we are searching for early stage startups who can bring new ideas, entrepreneurial energy and innovation into our telecoms business.

Don’t miss the first FinTech Belgium Summit

One day to learn all about the latest trends in Fintech, ranging from PSD2 directives to Blockchain technology over Payment innovations to disruptive financing solutions. You’ll get to meet all the stakeholders in the Belgian Fintech ecosystem and easily network with your peers at the BNP Paribas Fortis Chancellerie conference location (next to Brussels Central Station). Discover upcoming startups during the FinTech Startup Pitch Battle.

SICTIC Fintech Angels partners with FINTECH Circle

During SIBOS 2016 in Geneva the investor club vertical SICTIC Fintech Angels announced a partnership with FINTECH Circle, the leading Fintech Community of Entrepreneurs, Investors and Intrapreneurs, based in London. The two parties aim at further strengthening the Fintech ecosystem.

Wealth management firms to embrace tech and see off fintech insurgents – report

Wealth management firms are falling short of client expectations when it comes to their use of technology, but established players in the field are likely to respond well to the digital revolution and will not be displaced by fintech insurgents, new research from Roubini ThoughtLab suggests.

One in six admit to poor understanding of investment risk – research

One-sixth (17%) of investors reckon they have a poor understanding of the risk held in their investment portfolios, research from Scalable Capital has found.

Banks rushing to collaborate with fintech startups

Collaboration with fintech startups is seen as a critical element in bank digital transformation strategies, according to a survey of financial executives conducted by IDC.

Newsletter, 17 September – 23 September 2016

Veröffentlicht von admin@tochter

Swiss fintech startup FinanceFox grabs $28 million investment for insurance business

FinanceFox is consolidating insurance policies into one app, making the boring and stressful task of organizing your insurance far less of a headache

‚Robo advisor‘ Scalable Capital is getting up to €4 million in new deposits each week

Online wealth management startup Scalable Capital is attracting as much as €4 million (£3.4 million) a week in new deposits just 9 months after launch, according to figures released by the startup.

Read our 7 Questions with Erik Podzuweit, Co-CEO and Co-founder of Scalable Capital, an alumnus of our FTF On Tour |InvestTech (Sep. 2015) and Robo Advice (Jun. 2016) events.

Frankfurt in front: the city poised to become London’s gateway to Europe

As firms prepare to invest outside London following the vote to leave the EU, one city is already courting potential customers…Michael Mellinghoff is the managing director of the financial technology firm TechFluence, which helps match startup businesses with investors. “It [Brexit] is a chance to catch up for Frankfurt because London is so far ahead,” he admitted. “London is the world capital of fintech [financial technology] and that’s clearly at risk.”

Meet FinTech Forum at the Innotribe Stand at SIBOS, Geneva from 26^th – 29^th Sep. and when we present the German FinTech hub in the “FinTech Hubs” session at 12:45pm on 28^th Sep. 2016.

24 Swiss FinTech start-ups featured at the world’s largest financial services event

Twenty-four Swiss FinTech start-ups will present their innovative solutions to the global financial community next week at the “Swiss FinTech Corner” at the Sibos convention in Geneva.

German fintech start-ups lure frustrated savers

Start-ups such as Savedo excite interest in the hunt for yield. Guenther K is one of millions of German pensioners hunting for yield — a prey proving pretty elusive these days… About 51 per cent of Germans invest their money in savings products and 14.6m savers have fixed-term deposits. But with interest rates so low, they are increasingly restless.

Easycredit stellt Ratenkauf für den Onlinehandel vor

Easycredit steigt ins E-Commerce-Dienstleistungsgeschäft ein und stellt einen benutzer- und verbraucherfreundlichen Ratenkauf für den Onlinehandel vor.

Court rules against Deutsche Post in IDnow case

For a long time, Deutsche Post was the monopolist when it came identification solutions. For example, if you want to open a banking account for an online bank you need to verify your identity at a post office. However, in the digital age, new solution came up, like IDnow which offers eSign. eSign lets customers buy loans and other contracts over their phone. While Deutsche Post argued the Munich-based startup was anticompetitive and shared misleading information in their advertising, a court now rules: the startup is fine.

Proud to present Accelerator Frankfurt’s first wave of startups!

http://acceleratorfrankfurt.com first wave of startups have started their four month program on the 19th of September. The startups where presented during our Launch Event on Tuesday evening at our office in the Westhafen Tower. The first wave consists of eight startups….

Hypothekarbank Lenzburg und Creditgate24 arbeiten zusammen

Die Hypothekarbank Lenzburg bietet ihren Kunden neu die Möglichkeit, Privatkredite direkt über eine Onlineplattform abzuschliessen. Ermöglicht wird dies durch eine Kooperation mit dem Schweizer Fintech-Unternehmen CreditGate24. Für die Schweiz ist eine solche Zusammenarbeit eine absolute Neuheit.

Deutsche Bank has an Axel Springer in its step for start-ups

Deutsche Bank is partnering with start-up accelerator Axel Springer Plug and Play to select, develop and finance up-and-coming firms from sectors such as banking and insurance. Deutsche Bank will be an exclusive Axel Springer Plug and Play partner – the latter a joint venture between the media company Axel Springer and California-based Plug and Play Tech Center.

Allianz X hires new CEO

Allianz X, the Insurtech company-building arm of Allianz, has appointed a new CEO. Peter Borchers will join recently-established Allianz X from hub:raum/Deutsche Telekom as of October 01.

Wirecard und Commerzbank bieten gemeinsame E-Commerce-Lösung

Die Wirecard Gruppe, Anbieter von elektronischen Zahlungs- und Risikomanagementlösungen, und die Commerzbank AG sind eine Kooperation eingegangen. Wirecard erweitert das Portfolio der Commerzbank um einfach zu integrierende Zahlungsabwicklungs- und Risikomanagementlösungen im E-Commerce. Damit kann die Commerzbank ihren Geschäfts- und Firmenkunden diese Leistungen ergänzend zum eigenen Portfolio anbieten.

Bitcoin Accepted! German Energy Giant Enables Payments

Time will tell how many customers will accept Bitcoin as a method of payment for their utility bills, says Enercity which announced on Friday, September 16 that Hanover residents can now pay for their energy use with the virtual currency.

Over $30k for the winners of How to Web Startup Spotlight (Bucharest, 26-27 Nov.)

How to Web Startup Spotlight offers cash prizes with a total value of over $30k to the 4 winners of the deal-making program… The startups that will be accepted into the program will connect with over 80 mentors from all over Europe: Jon Bradford (technology, Next), Tak Lo (technology, Zeroth.ai), Andy Shannon (SBC Global), Michael Mellinghoff (fintech, Techfluence), Mike Reiner (technology, Amazon Web Services) …

DKB: Eine Bank als FinTech-Hub – Interview mit Bereichsleiter Karsten Traum

Cringle, Barzahlen.de, FinReach-Kontowechsel, VISA-Wallet, Kooperation mit SOFORT-Überweisung und einiges mehr: Die DKB scheint immer vorne mit dabei zu sein, wenn es um FinTech-Kooperationen geht. Warum macht die Bank das?

Frankfurt Women In Fintech Has First Meeting!

Across the Main from the ECB, in the Main Triangle Building, last night a new and possibly the most faceted face of Fintech sat down to our first meeting.

Wie sieht die Zukunft der Kreditvergabe aus?

Wie kam es zur Partnerschaft mit Intrum Justitia?

Die Kreditprüfung und der Kreditvertragsabschluss, das sogenannte Underwriting, sind die wichtigsten Prozesse in der Dienstleistungserbringung eines Crowdlenders. Bei Lend.ch garantieren wir ein technologisch hochstehendes und zukunftweisendes Underwriting.

FinTechs und Digitalisiung steigern Bedarf an neuen Lösungen im Zahlungsverkehr

Der Anstieg des digitalen Zahlungsverkehrs wird beschleunigt durch ein starkes Wirtschaftswachstum in wichtigen Schwellenländern, verbesserten Sicherheitsmaßnahmen, wie EMV und Biometrie, sowie Regierungsinitiativen, die die Förderung elektronische Zahlungen in Entwicklungsmärkten zum Ziel haben. Hinzu kommen steigende Kosten für Barzahlungen.

Hausbesuch bei Friendsurance- Die stylischste und grandioseste Hundetapete Berlins

Das Berliner InsurTech-Start-up Friendsurance, das 2009 gegründet wurde, gehören zu den Start-ups, die eine große Zukunft vor sich haben. Das InsurTech-Unternehmen belohnt seine Kunden bei Schadensfreiheit mit Beitragsrückzahlungen.

Banken und FinTechs: Über Kooperation zur Innovation

Auf den ersten Blick offenbart die Analyse von Bankenwebsites zahlreiche Innovationen. Allerdings handelt es sich vornehmlich um Me-too-Ansätze oder die Umsetzung gesetzlicher Vorgaben. Es mangelt an Innovationen mit einem Alleinstellungsmerkmal. Im Vordergrund steht Kundenbindung, wie Christine Spietz, Head of Business Research bei Pass, verdeutlicht: „Offensive Strategien zur Eroberung neuer Zielgruppen sind selten und insgesamt konnten wir nur wenig Marktveränderungspotenzial identifizieren.“

Mobile Bezahlverfahren sind weltweit auf dem Vormarsch

Mobile-Payment-Lösungen setzen sich international immer stärker durch. Als Vorreiter gelten die Region Asien/Pazifik und der afrikanische Raum. Dort besitzt kaum ein Einwohner ein klassisches Bankkonto. In Europa gelten vor allem Großbritannien sowie Spanien und Italien als Treiber, während es in Deutschland noch Optimierungsbedarf im Handel und Vorbehalte bei den Konsumenten gibt.

Newsletter, 10 September – 16 September 2016

Veröffentlicht von admin@tochter

Transamerica Ventures and IBB Beteiligungsgesellschaft jointly invest in fairr.de

fairr.de raises Series A funding from Aegon-owned venture capital firm Transamerica Ventures and VC Fonds Technologie Berlin managed by IBB Beteiligungsgesellschaft. Saving Global- founders Tamaz Georgadze and Frank Freund also participated in the round, along with other industry insiders and business angels.

Congratulations to fairr.de, an alumnus of the 4^th FinTech Forum (Mar. 2015) as well as the 7^th FinTech Forum (April 2016)! Also read our 7 Questions with founder Jens Jenissen.

Payment App Cringle Trades Media for Equity with Axel Springer

Cringle is a smartphone app for users who want to send money to friends across Europe in a matter of seconds. Cringle has received numerous awards and has found a partner in German bank Deutsche Kreditbank AG (DKB).

First set of selected startups for 8^th FinTech Forum announced

The selected startups include players that are “Spotifying finance as the Economist with a trading button”, offering insurance via social networks, and democratizing real estate investment. Investors and financial institutions: register now for this “3^rd anniversary edition” of the FTF event series started in 2013, where we present “FinTech in D.A.CH: Then & Now” showcasing the rise of FinTech in the region.

Mambu to double staff numbers to aid growth plans

The past 12 months has seen accelerated expansion of Mambu’s business with the company’s platform now used for managing nearly $600 million in portfolio with this figure growing by 10% month on month.

DKB und FinTecSystems kooperieren

Die Deutsche Kreditbank AG (DKB) wird über ihren Ratenkredit-Spezialisten SKG BANK bald einen reinen Online-Kreditabschluss anbieten. Dazu kooperiert sie ab sofort mit einem FinTech: FinTecSystems wird den letzten Baustein einbringen, der künftig für einen Kreditabschluss ohne das Einreichen von Unterlagen wie Kontoauszügen erforderlich ist – die digitale Bankauskunft.

Fundflow and Wirecard Bank Launch Invoice Discounting Platform for SME

Wirecard and the Fintech startup Fundflow launch an invoice discounting platform in Germany. Small and medium size businesses as well as Freelancers can sell their outstanding invoices on http://www.fundflow.de. Fundflow then enables the refinancing with institutional investors. Wirecard Bank provide their German banking license and handle the payment process.

Robo firm halves minimum investment as competition intensifies

European robo-adviser Scalable Capital has responded by cutting its minimum investment amount from £10,000 to £5,000 as competition for market share heats up.

German Startup N26 to Offer Loans of Up to $56,000 via Smartphone

Berlin-based smartphone finance startup N26 plans to offer consumers speedy loans of as much as 50,000 euros ($56,000) by the fourth quarter after recently securing a European banking license, its chief executive officer said.

N26 enlists Siri for money transfers

Apple iPhone-toting customers of Berlin-based challenger bank N26 can now pay their friends with a simple voice command to Siri.

Wirecard signs with Wizz Air

From now on, Wirecard AG will handle payment services in the field of card acceptance (acquiring) for the largest low-cost carrier of Central and Eastern Europe, Wizz Air, the headquarters of which are located in Budapest, Hungary.

Three Cheers For B2B FinTech Startups

Only a few years ago, B2B payments were thought of as the underdog in FinTech innovation. This week, venture capitalists prove the doubters wrong, providing $105 million to startups that operate directly in the B2B payments space.

Tim Kunde’s peer to peer approach to insurance

For Tim Kunde, insurance is ripe for digital disruption. An industry that has so far sat out the online revolution is heading for a Big Bang — and the potential rewards are huge.

FinTech is a woman’s world

Women in the financial industry have always suffered from gender bias. But unlike in the past when they had to just grin and bear it, they now have the option of leaving en masse for better opportunities.

SWISS FINTECH STARTUP RANKING ON SOCIAL MEDIA

FintechNews has put together list of FinTech Startups in Switerzland. The ranking is based on the Klout Score which measures the influence in Social networks such as Twitter, Facebook, Linkedin & Co.

So schwer ist es, mit Startups Geld zu verdienen

Seit fünf Jahren können sich Anleger in Deutschland mit kleinen Beträgen an hoffnungsvollen Startups beteiligen. Aktuell im Angebot: Moovin, eine digitale Immobilienvermittlung, und poqit.berlin, ein Portemonnaie mit eingebautem Akku. Für beide Geschäftsideen suchen die Gründer gerade auf den Internetplattformen Seedmatch und Companisto 100.000 Euro – gerne mehr.

Die Runtastic-Gründer glauben an dieses Wiener Fintech-Startup (Cashpresso)

Die Fintech-Szene bekommt Zuwachs – und zwar aus Österreich: Seit vergangener Woche ist der Wiener Kreditvermittler Cashpresso online. Über die Homepage oder die App des Startups können Kunden ein kostenloses Onlinekonto eröffnen und sich bis zu 1.500 Euro als Kredit leihen.

EC backs fintech in capital markets

Fintech has the power to increase the role of capital markets, bringing them closer to companies and investors, says the European Commission. As it bids to push a ‚capital markets union‘, the Commission is highlighting the role that technology can play as a driver of competition that helps to create a more diverse financial landscape bringing more choices to consumers, companies and investors.

The never-ending saga of contactless card fraud

Security measures for the UK’s contactless card programme have been derided as ‚chaotic‘ after it emerged that customers can still be subject to fraudulent transactions up to eight months after reporting lost or stolen cards.

Robotics bis FinTech: Das Startup-Festival Bits & Pretzels

Wo trifft sich vom 25. bis 27. September die Creme de la Creme des Tech-Business? Auf dem Münchner Gründerfestival Bits & Pretzels! Die neuesten Trends und Innovationen aus der digitalen Szene werden hier mit Vorträgen der bekanntesten Visionäre und Unternehmer der Welt verknüpft. Mit legendärem Abschluss auf dem Oktoberfest.

Bundeskartellamt hat keine Einwände gegen App-basiertes Girokonto der Sparkassen

Mehrere Sparkassen planen derzeit unter dem Projektnahmen „Yomo“ („Your Money“) eine gemeinsame App zu entwickeln, die eine Kontoeröffnung und Kontoführung über das Mobiltelefon ermöglicht. Da die einzelnen regionalen Sparkassen bei einem solchen bundesweit verfügbaren Angebot im Wettbewerb zueinander stehen, hat sich das Bundeskartellamt mit dem Vorhaben befasst.

Switzerland and Singapore expand the cooperation in the area of FinTech

Today, representatives of the State Secretariat for International Finance (SIF) and Monetary Authority of Singapore (MAS) met in Bern to deepen their bilateral cooperation. MAS and the Swiss Financial Market Supervisory Authority (FINMA) also signed a cooperation agreement to create opportunities for FinTech businesses from Singapore and Switzerland to expand into each other’s markets.

Warum ist Stuttgart der nächste FinTech-Hub?

Die Bedürfnisse von Kunden besser zu bedienen – das ist der Drive von FinTech-Startups. Indem sie modernste Technologie in den Finanzsektor implementieren, bringen sie neuen Schwung in das Banken- und Versicherungswesen, begeistern Verbraucher – und wecken damit die Aufmerksamkeit größerer Akteure, die sich von der Innovationskraft der Neueinsteiger überwältigt sehen.

5th DVFA FinTech Forum: focus on RegTech, InvestTech und Blockchain

Am 10. Oktober 2016 findet bereits zum fünften Mal das DVFA FinTech Forum statt, diesmal mit dem Fokus auf Regulierung. Start-up Unternehmen aus sieben verschiedenen Ländern aus den Bereichen RegTech, InvestTech und Blockchain stellen sich im Rahmen eines Beauty Contests dem Publikum. Hinzu kommen hochkarätige Vortrage, unter anderem von Dr. Andreas Dombret, Mitglied im Vorstand der Deutschen Bundesbank und Dr. Jürg Müller, Inkognito-Autor von „The End of Banking: Money, Credit, and the Digital Revolution.“

7 Questions with Eva-Catrin Reinhardt, founder of rds energies

Veröffentlicht von admin@tochter

1. Who are you?

I am Eva-Catrin Reinhardt, architect and founder of rds energies GmbH. I have two children, and I love to play piano. I am a very creative person with an analytic understanding, being able to recognize opportunities with a high potential to earn much money and to bring something positive forward in our world.

2. Which services do you sell and who are your competitors?

I am selling acquisition and matchmaking services between developers, EPCs and investors in the renewable energy market. In Germany my competitors are milk the sun and procet biz from Hamburg.

I want now develop a digital solution for worldwide developers, bringing them together with investors and financiers for large scale power plants. Second step then is develop in cooperation with a bank a fin tech product in form of a secure investment opportunity in form of a crowdfunding for institutional investors.

3. How did you get your startup idea and how did you finance your startup?

I am observing my market since 2008. I made some tries and errors and I know, that there is so much money, which could be invested with attractive returns into renewable energies, there is the problem of the developers, … there is the internet. I want to move on these things to support the energy transition.

4. What were the biggest challenges in starting?

My biggest challenge was not find an investor and to grow from my own power. A challenge is also fraud within the market and the bad moral for payments, It is not an easy market, but I know now how I have to deal it and the earning opportunities are more than attractive.

5. What areas within FinTech do you personally find most interesting and why?

For me it is interesting to develop new fintec ideas and cooperate with existing structures for realizing. So it´s is an internet driven new form of collaboration with the bank sector. I would like to be here one of the pioneers. I think it could help to realize the transformation through internet within the structure. I would like to inspire this old economy market with new, successful solutions in form of a win/win partnership.

6. What opportunities do you see for FinTech startups in the DACH region, and how can we help to accelerate it?

I see a lot of opportunities and a huge market. You can help with helping to build up cooperations (perhaps look at some words of Jeremy Rifkin from the US), and for bringing fintec ideas a stage. Interesting could also be to develop a totally new structure for collaboration between people and companies, f.e. one has the idea, other team makes the plan, another the operation. So giving the ideas a new value would be the base.

7. What tip would you like to give FinTech entrepreneurs?

Go ahead! Belive in a big vision and do every day one step.

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